PROP FIRM COMPARISON • UPDATED JUNE 2026

Fintokei vs FundingPips — Which Should You Pick in 2026?

Fintokei and FundingPips are two of 2026's most-compared prop firms. This side-by-side breaks down their drawdown rules, prices, profit splits, payouts and discount codes so you can pick the one that fits how you actually trade.

Quick verdict

Pick Fintokei if: EU/Asia traders wanting JPY/CZK payouts; experienced traders for ProTrader 80% split; SwiftTrader for 100% payout one-phase.

Pick FundingPips if: High-volume traders wanting fast scaling, daily payouts (Pro), or trailing-DD low cost zero accounts. Largest TrustPilot dataset in industry = highest social proof..

Cheapest entry goes to FundingPips; highest Trustpilot rating goes to FundingPips.

Side-by-side comparison

FintokeiFundingPips
Cheapest challenge$44$29
Account model1-step / 2-step / 3-step1-step / 2-step / Zero (Instant)
Profit target——
Max drawdown——
Daily drawdown——
Consistency rule40% max single-day share of total payout cycle profit (PAYOUT only)—
Profit split80-100%80% (weekly) up to 100% (scaling)
Payout schedule——
EA / botsRestricted - own-developed EAs allowed; 3rd-party commercial/free/HFT/copy-trade prohibitedRestricted — only EAs functioning as trade/risk management tools allowed; full automation and HFT bots prohibited; third-party EAs not permitted
Trustpilot4.5 (1,042)4.7 (4,000)
Best discount codeNEW20 (20% off your first challenge)FHFUNDED (20% off all challenges)
PropfirmDeals tierTier ATier A

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

Bottom line

Both Fintokei and FundingPips are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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