Apex Trader Funding vs Topstep — Which Should You Pick in 2026?
Apex Trader Funding and Topstep are two of 2026's most-compared prop firms. This side-by-side breaks down their drawdown rules, prices, profit splits, payouts and discount codes so you can pick the one that fits how you actually trade.
Quick verdict
Pick Apex Trader Funding if: ['futures', 'day-trading', 'multi-account-scaling', 'no-daily-loss-traders'].
Pick Topstep if: ['futures', 'disciplined-day-traders', 'long-term-careers', 'ninjatrader-traders'].
Cheapest entry goes to Topstep; highest Trustpilot rating goes to Apex Trader Funding.
Side-by-side comparison
| Apex Trader Funding | Topstep | |
|---|---|---|
| Cheapest challenge | $118 | $49 |
| Account model | 1-step Evaluation | 1-step Trading Combine |
| Profit target | — | — |
| Max drawdown | — | — |
| Daily drawdown | — | — |
| Consistency rule | — | — |
| Profit split | 90% (100% on first $25K lifetime) | 90% (100% first $10K pre-Jan 2026) |
| Payout schedule | — | — |
| EA / bots | Prohibited; automated or algorithmic trading of any kind is not allowed | Automated strategies permitted; Topstep provides no technical support for setup/troubleshooting |
| Trustpilot | 4.4 (19,063) | 4.3 (13,933) |
| Best discount code | SAVENOW (90% off any size evaluation) | — |
| PropfirmDeals tier | Tier A | Tier A |
Discount codes
Lower your entry cost with a current verified code (see the full prop firm discount codes list):
- Apex Trader Funding: SAVENOW (90% off any size evaluation) — full Apex Trader Funding review & rules →
- Topstep: — — full Topstep review & rules →
Bottom line
Both Apex Trader Funding and Topstep are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.
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