PROP FIRM COMPARISON • UPDATED NOVEMBER 2026

FTMO vs FunderPro — Which Should You Pick in 2026?

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FTMO and FunderPro both fund Forex/CFD + Futures traders in 2026, but they price and pay very differently. Splits run 80% (2-step) / 90% (1-step, Instant) versus Up to 90%. The tables below hold every rule, price and verified code side by side.

Quick verdict

Pick FTMO if: Established traders with a track record.

Pick FunderPro if: Daily/Weekly payout flexibility, ECN-style trading. BUT recent payout-breach complaints warrant flagging for caution.

Highest Trustpilot rating goes to FTMO.

Read the FTMO review →  ·  Get the FunderPro deal →

Side-by-side comparison

FTMOFunderPro
Cheapest challenge$50k 2-Step: €345$69
Account model1-step / 2-step / Instant / Futures (Beta)1-step / 2-step (Pro & Classic) / Instant
Profit target10% → 5%10% (One Phase, Classic, Pro) → 5% (Classic), 8% (Pro)
Max drawdown10% static (2-Step) / 10% trailing EOD (1-Step)6% static (One Phase 1-step), 10% static (Classic 2-Phase, Pro 2-Phase), 6% trailing-to-static (Instant)
Daily drawdown5% (2-Step) / 3% (1-Step)3% (One Phase), 5% (Classic), 5% (Pro), 3% (Instant)
Consistency rule1-Step: Consistency rule for accounts from orders created on or after 12 Oct 2026, and for any account merged on or after that date - your Best Day may be at most 50% of your total profit (the sum of closed profits AND losses across all trading days). 1-Step accounts directly initiated from older orders keep the legacy Best Day rule (50% of Positive Days' Profit). Instant Account: Best Day max 30% of total profit to be eligible for a Reward. 2-Step: noneOne Phase: 40% of target/day (so at least 3 trading days); Pro: 45% (at least 3 trading days per phase); Classic: none (min 4 trading days); Instant: best day <=15% of payout. Soft rule on challenges - exceeding it does not fail you, keep trading to dilute.
Profit split80% (2-step) / 90% (1-step, Instant)Up to 90%
Payout scheduleBi-weekly (on-demand after 14 calendar days from first trade)Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) · Bi-weekly, $100 minimum; first two rewards capped at 5% of the balance; eligibility: >=0.5% profit on 5 different trading days
EA / botsAllowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day)Allowed
Trustpilot4.8 (56,096)— (1,545)
Best discount code—MATCH (20% off all FunderPro challenges right now (MATCH gives FunderPro's best current offer))
PropfirmDeals tierTier STier A

Every plan's targets, drawdown, news rules and payouts in one place: FunderPro rules

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

FTMO vs FunderPro — FAQ

Which pays out faster, FTMO or FunderPro?

FTMO: Bi-weekly (on-demand after 14 calendar days from first trade) — FunderPro: Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) · Bi-weekly, $100 minimum; first two rewards capped at 5% of the balance; eligibility: >=0.5% profit on 5 different trading days. Always confirm the current payout policy on the firm's official terms before buying.

Does FTMO or FunderPro have a consistency rule?

FTMO: 1-Step: Consistency rule for accounts from orders created on or after 12 Oct 2026, and for any account merged on or after that date - your Best Day may be at most 50% of your total profit (the sum of closed profits AND losses across all trading days). 1-Step accounts directly initiated from older orders keep the legacy Best Day rule (50% of Positive Days' Profit). Instant Account: Best Day max 30% of total profit to be eligible for a Reward. 2-Step: none. FunderPro: One Phase: 40% of target/day (so at least 3 trading days); Pro: 45% (at least 3 trading days per phase); Classic: none (min 4 trading days); Instant: best day <=15% of payout. Soft rule on challenges - exceeding it does not fail you, keep trading to dilute. A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.

What discount codes work for FTMO and FunderPro?

FunderPro: code MATCH (20% off all FunderPro challenges right now (MATCH gives FunderPro's best current offer)). Codes rotate — MATCH is our own code, issued to us by the firm, so it carries no check date; every other code on this site is re-checked against the firm's own site on a rolling cycle, and a code checked in the last 30 days shows that date.

Do FTMO and FunderPro trade the same markets?

No — FTMO funds Forex/CFD + Futures traders and FunderPro funds Forex/CFD traders, so the account you get is not the same product. That also explains why the rule tables look different: futures programs express drawdown and daily limits in dollars per account size and run on CME data feeds, while Forex/CFD programs express the same limits as a percentage of the account. Pick the market you actually trade first; the firm comparison only matters inside that choice.

Can you use EAs or bots on FTMO and FunderPro?

FTMO: Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day). FunderPro: Allowed. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.

Bottom line

Both FTMO and FunderPro are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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