PROP FIRM COMPARISON • UPDATED SEPTEMBER 2026

FTMO vs FunderPro — Which Should You Pick in 2026?

FTMO and FunderPro both fund Forex/CFD + Futures traders in 2026, but they price and pay very differently. Splits run 80% (2-step) / 90% (1-step) versus Up to 90%. The tables below hold every rule, price and verified code side by side.

Quick verdict

Pick FTMO if: Established traders with track record (unchanged).

Pick FunderPro if: Daily/Weekly payout flexibility, ECN-style trading. BUT recent payout-breach complaints warrant flagging for caution.

Highest Trustpilot rating goes to FTMO.

Get the FTMO deal →  ·  Get the FunderPro deal →

Side-by-side comparison

FTMOFunderPro
Cheapest challenge$50k 2-Step: €345$69
Account model1-step / 2-step / Futures (Beta)1-step / 2-step (Pro & Classic) / Instant
Profit target10% → 5%10% (One Phase, Classic, Pro) → 5% (Classic), 8% (Pro)
Max drawdown10% static (2-Step) / 10% trailing EOD (1-Step)6% static (One Phase 1-step), 10% static (Classic 2-Phase, Pro 2-Phase), 6% trailing-to-static (Instant)
Daily drawdown5% (2-Step) / 3% (1-Step)3% (One Phase), 5% (Classic), 5% (Pro), 3% (Instant)
Consistency ruleBest Day max 50% of your Positive Days' Profit (1-Step only)One Phase: 40% of target/day (min 1 trading day); Pro: 45% (min 1 trading day); Classic: none (min 4 trading days); Instant: best day <=15% of payout. Soft rule on challenges - exceeding it does not fail you, keep trading to dilute.
Profit split80% (2-step) / 90% (1-step)Up to 90%
Payout scheduleBi-weekly (on-demand after 14 calendar days from first trade)Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) · Bi-weekly, $100 minimum; eligibility: >=0.5% profit on 5 different trading days
EA / botsAllowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day)Allowed
Trustpilot4.8 (52,724)— (1,570)
Best discount code—MATCH (Discount on all FunderPro challenges)
PropfirmDeals tierTier STier A

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

FTMO vs FunderPro — FAQ

Which pays out faster, FTMO or FunderPro?

FTMO: Bi-weekly (on-demand after 14 calendar days from first trade) — FunderPro: Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) · Bi-weekly, $100 minimum; eligibility: >=0.5% profit on 5 different trading days. Always confirm the current payout policy on the firm's official terms before buying.

Does FTMO or FunderPro have a consistency rule?

FTMO: Best Day max 50% of your Positive Days' Profit (1-Step only). FunderPro: One Phase: 40% of target/day (min 1 trading day); Pro: 45% (min 1 trading day); Classic: none (min 4 trading days); Instant: best day <=15% of payout. Soft rule on challenges - exceeding it does not fail you, keep trading to dilute. A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.

What discount codes work for FTMO and FunderPro?

FunderPro: code MATCH (Discount on all FunderPro challenges). Codes rotate — every code on this site is re-checked against the firm's own site on a rolling cycle, and each one carries its own check date.

Do FTMO and FunderPro trade the same markets?

No — FTMO funds Forex/CFD + Futures traders and FunderPro funds Forex/CFD traders, so the account you get is not the same product. That also explains why the rule tables look different: futures programs express drawdown and daily limits in dollars per account size and run on CME data feeds, while Forex/CFD programs express the same limits as a percentage of the account. Pick the market you actually trade first; the firm comparison only matters inside that choice.

Can you use EAs or bots on FTMO and FunderPro?

FTMO: Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day). FunderPro: Allowed. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.

Bottom line

Both FTMO and FunderPro are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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