PROP FIRM COMPARISON • UPDATED SEPTEMBER 2026

FunderPro vs FundingPips — Which Should You Pick in 2026?

Two verified Forex/CFD partners in the same price band — a $50k 2-Phase Classic runs $319 at FunderPro against $299 for a $50k 2 Step at FundingPips — so the decision is about rules, not cost. They disagree most on consistency: FunderPro applies one to three of its four products (40% of target per day on One Phase, 45% on Pro, none on Classic) but treats it as a soft rule during the challenge, so exceeding it does not fail you, while FundingPips removes the Consistency Score outright on 1 Step Flex and 2 Step Flex and only applies it on 2 Step if you choose the 90% on-demand payout — or, since 15 August 2026, the Monthly 100% cycle, which attaches a 35% cap and seven profitable days to every evaluation model. Drawdown is the other split: FunderPro is static on the evaluations (6% One Phase, 10% Classic and Pro) where FundingPips varies by product from 6% on 2 Step Pro to 12% on the Flex plans. Both allow EAs; FunderPro restricts news trading once funded unless you buy the Swing add-on. Trustpilot rates FundingPips 4.5 across 68,000+ reviews; FunderPro's profile carries no score on our board.

Quick verdict

Pick FunderPro if: Daily/Weekly payout flexibility, ECN-style trading. BUT recent payout-breach complaints warrant flagging for caution.

Pick FundingPips if: High-volume traders wanting fast scaling, weekly payouts (Pro), or trailing-DD low cost zero accounts. Largest TrustPilot dataset in industry = highest social proof.

Cheapest entry goes to FundingPips; highest Trustpilot rating goes to FundingPips.

Get the FunderPro deal →  ·  Get the FundingPips deal →

Side-by-side comparison

FunderProFundingPips
Cheapest challenge$69$29
Account model1-step / 2-step (Pro & Classic) / Instant1 Step Flex / 2 Step / 2 Step Flex / 2 Step Pro / Zero (instant)
Profit target10% (One Phase, Classic, Pro) → 5% (Classic), 8% (Pro)—
Max drawdown6% static (One Phase 1-step), 10% static (Classic 2-Phase, Pro 2-Phase), 6% trailing-to-static (Instant)—
Daily drawdown3% (One Phase), 5% (Classic), 5% (Pro), 3% (Instant)—
Consistency ruleOne Phase: 40% of target/day (min 1 trading day); Pro: 45% (min 1 trading day); Classic: none (min 4 trading days); Instant: best day <=15% of payout. Soft rule on challenges - exceeding it does not fail you, keep trading to dilute.None on 1 Step Flex, none on 2 Step Flex, and none on 2 Step's weekly 60% or bi-weekly 80% cycles. 2 Step's on-demand 90% payout adds a 35% best-day cap plus a 2% minimum request. The Monthly 100% cycle (accounts purchased 15 Aug 2026 onwards) adds a 35% best-day cap AND 7 profitable days on every evaluation model. Zero runs the tightest rule on the board: a 15% cap, meaning your biggest winning day may not exceed 15% of cumulative profit - a soft rule that blocks the reward request rather than closing the account.
Profit splitUp to 90%80% (2 Step bi-weekly) up to 100% monthly on all four evaluation models; 95% on Zero
Payout scheduleDaily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) · Bi-weekly, $100 minimum; eligibility: >=0.5% profit on 5 different trading daysWeekly 60% / Bi-Weekly 80% / Monthly 100% / On Demand 90% (chosen per payout) · Bi-weekly 85% or 95% (chosen at purchase, locked); the 95% split needs 3 profitable days >=0.5% per cycle and the counter resets after every reward. Monthly 100% is also available on accounts purchased 15 Aug 2026 onwards.
EA / botsAllowedSelf-developed EA: full automation allowed with proof of ownership (source code, version-control history, development-environment evidence, or explaining the logic on a live call - a compiled binary alone is not proof). Third-party EA: permitted only as a trade or risk manager, never to fully automate - any other use means denial of the evaluation or reward and account closure. Exceptions: 1K Instant allows third-party EAs and copiers including full automation; Monthly Competition bans all EAs. HFT remains a forbidden strategy on every model.
Trustpilot— (1,570)4.5 (69,126)
Best discount codeMATCH (Discount on all FunderPro challenges)FHFUNDED (20% off all challenges)
PropfirmDeals tierTier ATier A

Price ladder — cheapest challenge per account size

Lowest list price across every model each firm sells at that size. Green marks the cheaper firm; discount codes lower both further.

Account sizeFunderProFundingPips
$5K$69$29
$10K$109$55
$25K$219$134
$50K$319$224
$100K$539$422
$200K$989$844

At the $50K size, FundingPips lists at $224 against FunderPro's $319 — 30% apart before codes. FundingPips runs without a consistency rule on this comparison's default model; FunderPro caps your best day — a real constraint if your profit comes in bursts.

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

FunderPro vs FundingPips — FAQ

Which is cheaper, FunderPro or FundingPips?

FundingPips is cheaper to start: its cheapest challenge lists at $29 versus $69 at FunderPro — about 58% less before discount codes.

Which pays out faster, FunderPro or FundingPips?

FunderPro: Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) · Bi-weekly, $100 minimum; eligibility: >=0.5% profit on 5 different trading days — FundingPips: Weekly 60% / Bi-Weekly 80% / Monthly 100% / On Demand 90% (chosen per payout) · Bi-weekly 85% or 95% (chosen at purchase, locked); the 95% split needs 3 profitable days >=0.5% per cycle and the counter resets after every reward. Monthly 100% is also available on accounts purchased 15 Aug 2026 onwards. Always confirm the current payout policy on the firm's official terms before buying.

Does FunderPro or FundingPips have a consistency rule?

FunderPro: One Phase: 40% of target/day (min 1 trading day); Pro: 45% (min 1 trading day); Classic: none (min 4 trading days); Instant: best day <=15% of payout. Soft rule on challenges - exceeding it does not fail you, keep trading to dilute. FundingPips: None on 1 Step Flex, none on 2 Step Flex, and none on 2 Step's weekly 60% or bi-weekly 80% cycles. 2 Step's on-demand 90% payout adds a 35% best-day cap plus a 2% minimum request. The Monthly 100% cycle (accounts purchased 15 Aug 2026 onwards) adds a 35% best-day cap AND 7 profitable days on every evaluation model. Zero runs the tightest rule on the board: a 15% cap, meaning your biggest winning day may not exceed 15% of cumulative profit - a soft rule that blocks the reward request rather than closing the account. A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.

What discount codes work for FunderPro and FundingPips?

FunderPro: code MATCH (Discount on all FunderPro challenges); FundingPips: code FHFUNDED (20% off all challenges). Codes rotate — every code on this site is re-checked against the firm's own site on a rolling cycle, and each one carries its own check date.

Can you use EAs or bots on FunderPro and FundingPips?

FunderPro: Allowed. FundingPips: Self-developed EA: full automation allowed with proof of ownership (source code, version-control history, development-environment evidence, or explaining the logic on a live call - a compiled binary alone is not proof). Third-party EA: permitted only as a trade or risk manager, never to fully automate - any other use means denial of the evaluation or reward and account closure. Exceptions: 1K Instant allows third-party EAs and copiers including full automation; Monthly Competition bans all EAs. HFT remains a forbidden strategy on every model. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.

Bottom line

Both FunderPro and FundingPips are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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