Fintokei
Czech firm with unique JPY payouts and ProTrader 2-step buffer.
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At a glance
Educational notes on this firm
Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.
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What the marketing pages don't tell you
Specific quirks, fees, hidden rules, and operational catches we've found from FAQ deep-dives. Always verify with the firm before purchase.
Full rules
Key constraints that decide pass/fail. Verify on the firm's site — these change frequently.
Costs, payouts & platforms
What the account costs to run and how the money actually comes out — fees, payout timing and limits, scaling, and which platforms you can trade on.
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Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.
Fintokei — frequently asked questions
Does Fintokei have a discount code?
Yes — use code NEW20 for 20% off your first challenge at checkout. Firms rotate codes, so test it before paying; if it fails, check our codes page for the latest.
Is Fintokei legit and safe?
Fintokei holds an estimated Trustpilot rating of 4.4/5 from roughly 1,373 reviews. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.
Does Fintokei have a consistency rule?
Program-specific: StartTrader has an evaluation-phase rule (max 40% of the profit target from any single day, phases I-III); SwiftTrader and ProTrader publish no consistency rule. 40% single-day cap also applies to the payout cycle.
What is Fintokei's profit split?
Fintokei's profit split is 50-100%.
How fast does Fintokei pay out?
Approved in seconds, funds sent within 3-5 hours Ongoing cadence: Every 14 days.
Fintokei at a glance
| Market | Forex/CFD |
|---|---|
| Models | 1-step / 2-step / 3-step |
| Profit split | 50-100% |
| Profit target | 2% · 6% · 8% |
| Max drawdown | 6% (static) · 3% (static) · 10% (static) |
| Daily loss limit | 3% (from start-of-day equity) · 2% (from start-of-day equity) · 5% (from start-of-day equity) |
| Consistency rule | Program-specific: StartTrader has an evaluation-phase rule (max 40% of the profit target from any single day, phases I-III); SwiftTrader and ProTrader publish no consistency rule. 40%… |
| Min trading days | 3 · 3 profitable days |
| Payout schedule | Approved in seconds, funds sent within 3-5 hours |
| EA / bots | Allowed — the firm answers "Can you use EAs?" with "Yes" on all three program pages. Self-developed EAs only in practice: 3rd-party account management, signal copying, tick scalping and… |
| News trading | Allowed — no restrictions on trading during high-volatility news events |
| Weekend holding | Allowed — no restrictions |
| Cheapest challenge | $44 |
| Trustpilot (estimate) | 4.4/5 from ~1,373 reviews |
Fintokei plan rules, drawdown and payout terms
Every figure below is read from Fintokei’s own published plan pages and re-checked 2026-09-22. Where a plan defers part of the fee, the balance is shown beside the price.
Fintokei StartTrader rules
| Profit target | 2% |
|---|---|
| Phase 2 target | 3% |
| Daily loss limit | 3% (from start-of-day equity) |
| Max drawdown | 6% (static) |
| Min trading days | 3 |
| Consistency rule | max 40% of the profit target from a single day (phases I-III) |
| Profit split | 50-100% |
| Payout rules | Bi-weekly (every 14 days) |
| Leverage | 1:25 FX/Gold/Silver, 1:20 Indices, 1:10 other |
| Account size | Price |
|---|---|
| $5,000 | $44 |
| $20,000 | $119 |
| $50,000 | $244 |
| $100,000 | $419 |
Fintokei SwiftTrader rules
| Profit target | 6% |
|---|---|
| Daily loss limit | 2% (from start-of-day equity) |
| Max drawdown | 3% (static) |
| Min trading days | 3 |
| Consistency rule | 40% single-day cap on the payout cycle |
| Profit split | 90% |
| Payout rules | Bi-weekly (every 14 days) |
| EA and trading bots | Restricted - own only, no commercial/HFT |
| Leverage | 1:25 FX/Gold/Silver, 1:20 Indices, 1:10 other |
| Account size | Price |
|---|---|
| $5,000 | $44 |
| $10,000 | $89 |
| $20,000 | $144 |
| $50,000 | $299 |
| $100,000 | $499 |
| $200,000 | $1,099 |
Fintokei ProTrader rules
| Profit target | 8% |
|---|---|
| Phase 2 target | 6% |
| Daily loss limit | 5% (from start-of-day equity) |
| Max drawdown | 10% (static) |
| Min trading days | 3 profitable days |
| Consistency rule | 40% single-day cap on the payout cycle |
| Profit split | 80% |
| Payout rules | Bi-weekly (every 14 days) |
| EA and trading bots | Restricted |
| Leverage | 1:100 FX/Gold/Silver, 1:50 Indices, 1:20 other |
| Account size | Price |
|---|---|
| $5,000 | $49 |
| $10,000 | $99 |
| $20,000 | $159 |
| $50,000 | $329 |
| $100,000 | $549 |
| $200,000 | $1,249 |
| $400,000 | $2,599 |
Fintokei ProTrader Swing rules
| Profit target | 8% |
|---|---|
| Phase 2 target | 6% |
| Daily loss limit | 5% (balance-based, not equity-based) |
| Max drawdown | 10% (static) |
| Min trading days | 3 |
| Consistency rule | 40% single-day cap on the payout cycle |
| Profit split | 80% |
| Payout rules | Bi-weekly (every 14 days) |
| EA and trading bots | Restricted |
| Leverage | 1:100 FX/Gold/Silver, 1:50 Indices, 1:20 other |
| Account size | Price |
|---|---|
| $5,000 | $69 |
| $10,000 | $119 |
| $20,000 | $199 |
| $50,000 | $419 |
| $100,000 | $679 |
| $200,000 | $1,499 |
Fintokei discount codes
NEW20— 20% off your first challenge
How to play Fintokei
ProTrader 2-step gives 4.8pp DD buffer — safest path. Unique JPY payout currency for APAC traders. EAs are allowed outright, but tick scalping and latency arbitrage are explicitly banned, so borderline HFT setups are the real risk. Swap-free is now only published for ProTrader Swing.
Things to know before you buy
- SwiftTrader overhauled (verified July 2026): 6% target, -2% daily / -3% max loss, 90% reward, min 3 days, max 60 days
- Minimum payout amounts: 100 EUR, 100 USD, 2000 CZK, 20,000 JPY
- ProTrader $400K plan has lower minimum payout (120 EUR/USD)
- Payouts every 14 days (not weekly/monthly)
- Crypto withdrawal fees: ETH/USDT 2.5% + 10 EUR; BTC/USDC 2.5% + 20 EUR
Rules and pricing verified 2026-09-22 against Fintokei’s own site.
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