FundingPips
No Consistency Score on 1 Step Flex or 2 Step Flex, and none on 2 Step's weekly/bi-weekly cycles - the 35% cap only bites if you pick the On Demand 100% payout.
20% off every purchase, new and returning customers (Diwali sale until 9 Nov)
2-step Standard · $100K · list $652
Black Friday is Nov 27. FundingPips Black Friday 2026 →
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EA rules at FundingPips
What FundingPips allows for Expert Advisors and other automation, as we read its rules. Rules change: confirm with the firm before you buy.
Our experience: Our biggest payer so far. One device per account: they close accounts that share a PC.
Own EA OK
- Full automation with proof of ownership (source, version history or a live call)
- Bought EAs only as trade or risk managers
- No HFT
FundingPips discount codes
Apply at checkout for an instant discount.
FHFUNDED
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Your selection — full details
Phase rules, specific terms, all sizes for the variant you picked above. Updates as you change selection.
Pick a model + type + size above to see details.
FundingPips at a glance
Key rules and pricing across all plans. Verify on the firm’s site — these change frequently.
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| Profit target | 1-step Flex: 12% · 2-step Standard: 8% · 2-step Flex: 10% |
|---|---|
| Max drawdown | 1-step Flex: 12% · 2-step Standard: 10% static · 2-step Flex: 12% static |
| Daily loss limit | 1-step Flex: 2% or 3% (chosen at purchase) · 2-step Standard: 5% or 3% (chosen at purchase) · 2-step Flex: 4%Read the full ruleShow less |
| Consistency rule | None on the bi-weekly cycles of 1 Step Flex and 2 Step Flex, on 2 Step Pro's weekly 80% cycle, or on 2 Step's weekly 60% and bi-weekly 80% cycles.Read the full ruleShow lessA 35% consistency score applies to the On Demand 100% cycle on every evaluation model, which also needs 7 profitable days of at least 0.5%. Zero runs the tightest rule on the board: a 15% cap, meaning your biggest winning day may not exceed 15% of cumulative profit - a soft rule that blocks the reward request rather than closing the account. |
| Min trading days | 1-step Flex, 2-step Pro: None · 2-step Standard: 3 (none with 3% daily loss) · 2-step Flex: 1 |
Show 6 more rulesShow less
| Payout schedule | 1-step Flex: Bi-weekly 80%, or On Demand 100% · 2-step Standard: Weekly 60%, Bi-Weekly 80% or On Demand 100%, chosen once when the account reaches Master and fixed after that; minimum request 1% of the account size · 2-step Flex: Bi-weekly 80% or 95% (chosen at purchase, locked); the 95% split needs 3 profitable days >=0.5% per cycle and the counter resets after every reward. On Demand 100% is also available. |
|---|---|
| EA / bots | Self-developed EA: full automation allowed with proof of ownership (source code, version-control history, development-environment evidence, or explaining the logic on a live call - a compiled binary alone is not proof).Read the full ruleShow lessThird-party EA: permitted only as a trade or risk manager, never to fully automate - any other use means denial of the evaluation or reward and account closure. Exceptions: 1K Instant allows third-party EAs and copiers including full automation; Monthly Competition bans all EAs. HFT remains a forbidden strategy on every model. |
| News trading | Evaluation (1 Step Flex / 2 Step Standard / 2 Step Flex / 2 Step Pro): no restriction on holding through news - but deliberately trading the news is prohibited in both evaluation and Master.Read the full ruleShow lessMaster Account: profits from trades opened OR closed within 5 min before to 5 min after a Restricted high-impact release on the affected currency are deducted (the FULL profit of that trade, not just the part earned in the window); for Restricted speeches the window runs 5 min before the start to 5 min after the end (10 minutes each side on accounts bought before 28 Sep 2026). Exception: trades opened 5+ hours before the event keep their profits. Closing a partial order flags the whole order. A news-profit deduction can itself push the account past a loss limit, and that breach counts. Zero: opening, closing OR holding a position within 10 min before/after is a hard breach = account closure. 1K Instant: no news restriction. |
| Weekend holding | Master Account on 1 Step Flex / 2 Step Standard / 2 Step Flex / 2 Step Pro, for accounts bought or reset from 28 Sep 2026: no overnight or weekend holds unless you take the Swing add-on (10%) at purchase - the system auto-closes open trades every day (20:45-21:00 UTC in summer, 21:45-22:00 UTC in winter);Read the full ruleShow lessnot a breach, and profit is added to the balance and counts toward the consistency score, and since the 8 Oct 2026 help-centre update a WEEKDAY overnight trade the system closes counts as a valid trading day (and toward minimum trading and profitable days); a trade closed for weekend holding still does not. Swing accounts get lower leverage (Forex 1:30, Metals 1:10) and pay $10/lot commission on Forex and Metals. Accounts bought before 28 Sep 2026 keep the older Master rule: only weekend holds are auto-closed (since 29 Jan 2026). Evaluation on all four: overnight and weekend holds allowed, all instruments (crypto only during evaluation). Zero: any position left open into the weekend = immediate termination, all instruments. 1K Instant: exempt - weekend holds allowed. |
| Cheapest challenge | $29 |
| Trustpilot (estimate) | 4.4/5 from ~72,422 reviews |
Rules and pricing verified 2026-11-06 against FundingPips’s own site.
FundingPips plan rules, drawdown and payout terms
Every figure below is read from FundingPips’s own published plan pages and re-checked 2026-11-06. Where a plan defers part of the fee, the balance is shown beside the price. Open a plan for its rules and its price per account size.
FundingPips 1-step Flex rules
| Profit target | 12% |
|---|---|
| Daily loss limit | 2% or 3% (chosen at purchase) |
| Max drawdown | 12% |
| Min trading days | None |
| Consistency rule | None on the bi-weekly 80% cycle. The On Demand 100% cycle requires a 35% consistency score (no single day over 35% of total profit) plus 7 profitable days of >=0.5%; both reset after each reward. |
| Profit split | 80% bi-weekly or 100% on demand |
| Payout rules | Bi-weekly 80%, or On Demand 100% |
| EA and trading bots | Self-developed EA: full automation OK with proof of ownership; third-party EA only as trade/risk manager. No HFT. |
| News trading | Holding through news is allowed in evaluation, but deliberately trading news is prohibited in evaluation and on the Master Account (account closure). Master: profits from trades opened or closed from 5 minutes before to 5 minutes after… |
| Leverage | Up to 1:100 |
| Account size | Price |
|---|---|
| $5,000 | $74 |
| $10,000 | $111 |
| $25,000 | $255 |
| $50,000 | $353 |
| $100,000 | $666 |
FundingPips 2-step Standard rules
| Profit target | 8% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit | 5% or 3% (chosen at purchase) |
| Max drawdown | 10% static |
| Min trading days | 3 (none with 3% daily loss) |
| Consistency rule | None on the weekly 60% and bi-weekly 80% cycles. The On Demand 100% cycle needs a 35% consistency score plus 7 profitable days of >=0.5%; both reset after each reward. |
| Profit split | 60-100% by cycle |
| Payout rules | Weekly 60%, Bi-Weekly 80% or On Demand 100%, chosen once when the account reaches Master and fixed after that; minimum request 1% of the account size |
| EA and trading bots | Self-developed EA: full automation OK with proof of ownership; third-party EA only as trade/risk manager. No HFT. |
| News trading | Holding through news is allowed in evaluation, but deliberately trading news is prohibited in evaluation and on the Master Account (account closure). Master: profits from trades opened or closed from 5 minutes before to 5 minutes after… |
| Account size | Price |
|---|---|
| $5,000 | $39 |
| $10,000 | $72 |
| $25,000 | $195 |
| $50,000 | $349 |
| $100,000 | $652 |
FundingPips 2-step Flex rules
| Profit target | 10% |
|---|---|
| Phase 2 target | 8% |
| Daily loss limit | 4% |
| Max drawdown | 12% static |
| Min trading days | 1 |
| Consistency rule | None on either bi-weekly split. The On Demand 100% cycle requires a 35% consistency score plus 7 profitable days of >=0.5%; both reset after each reward. |
| Profit split | 80% or 95% bi-weekly (locked at purchase), or 100% on demand |
| Payout rules | Bi-weekly 80% or 95% (chosen at purchase, locked); the 95% split needs 3 profitable days >=0.5% per cycle and the counter resets after every reward. On Demand 100% is also available. |
| EA and trading bots | Self-developed EA: full automation OK with proof of ownership; third-party EA only as trade/risk manager. No HFT. |
| News trading | Holding through news is allowed in evaluation, but deliberately trading news is prohibited in evaluation and on the Master Account (account closure). Master: profits from trades opened or closed from 5 minutes before to 5 minutes after… |
| Leverage | Up to 1:100 |
| Account size | Price |
|---|---|
| $5,000 | $35 |
| $10,000 | $64 |
| $25,000 | $175 |
| $50,000 | $299 |
| $100,000 | $555 |
FundingPips 2-step Pro rules
| Profit target | 6% |
|---|---|
| Phase 2 target | 6% |
| Daily loss limit | 3% |
| Max drawdown | 6% static |
| Min trading days | None |
| Consistency rule | None on the weekly 80% cycle. The On Demand 100% cycle requires a 35% consistency score plus 7 profitable days of >=0.5%; both reset after each reward. |
| Profit split | 80% weekly or 100% on demand |
| Payout rules | Weekly 80% (7 days after your first executed trade on the Master Account), or On Demand 100% |
| EA and trading bots | Self-developed EA: full automation OK with proof of ownership; third-party EA only as trade/risk manager. No HFT. |
| News trading | Holding through news is allowed in evaluation, but deliberately trading news is prohibited in evaluation and on the Master Account (account closure). Master: profits from trades opened or closed from 5 minutes before to 5 minutes after… |
| Account size | Price |
|---|---|
| $5,000 | $29 |
| $10,000 | $55 |
| $25,000 | $145 |
| $50,000 | $249 |
| $100,000 | $466 |
| $200,000 | $919 |
FundingPips Instant Zero rules
| Daily loss limit | 3% |
|---|---|
| Max drawdown | 5% trailing |
| Consistency rule | 15% |
| Profit split | 95% |
| Payout rules | Bi-weekly |
| EA and trading bots | Self-developed EA: full automation OK with proof of ownership; third-party EA only as trade/risk manager. No HFT. |
| News trading | Banned - opening, closing or holding a position from 10 minutes before to 10 minutes after Restricted high-impact news (speeches: 10 minutes before the start to 10 minutes after the end) closes the account; weekend holds are banned outright |
| Leverage | Up to 1:50 |
| Account size | Price |
|---|---|
| $5,000 | $60 |
| $10,000 | $88 |
| $25,000 | $188 |
| $50,000 | $244 |
| $100,000 | $444 |
| $200,000 | $888 |
Full rules
Our full notes on FundingPips’s rules. Verify on the firm’s site — these change frequently.
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One Step Flex
12% profit target (single phase), 2% or 3% daily loss (chosen at purchase), 12% max loss, NO minimum trading days, no time limit, bi-weekly rewards at 80%, NO Consistency Score on that cycle.
An On Demand 100% cycle is also offered (it replaced the Monthly 100% cycle in the 21 Oct 2026 help-centre update) - it is the only 1 Step Flex cycle with a consistency score (35% best-day cap + 7 profitable days of >=0.5%).
Bi-weekly eligibility: profit of at least 1% of the account size, no profitable-day requirement.
The Profit Concentration Policy (one trade idea worth over 60% of the target means 4 profitable days of >=0.5% before each reward) is legacy only: it covers accounts bought 27 Jun - 27 Sep 2026 and is not in the rules for purchases or resets from 28 Sep 2026.
On the On Demand cycle a 1% Striking System steps the reward split down before closure (on every cycle only for accounts bought before 28 Sep 2026).
Two Step
8% Phase 1 / 5% Phase 2, 5% daily loss (or 3% if chosen at purchase), 10% max loss, min 3 trading days per phase (none with the 3% daily loss option), no time limit, 1:100.
Three reward cycles: Weekly 60% / Bi-Weekly 80% / On Demand 100%, chosen once when the account reaches Master and fixed after that, with a minimum request of 1% of the account size.
Weekly and bi-weekly carry no consistency rule; On Demand 100% adds a 35% consistency score AND 7 profitable days, and puts the account under the Striking System. The original fee is refunded with the 4th reward (2 Step only). EA allowed, no HFT.
Two Step Flex
10% Phase 1 / 8% Phase 2, 4% daily loss, 12% max loss, no time limit. Split chosen at purchase and LOCKED: 80% (1 minimum trading day per phase) or 95% (3 profitable days of >=0.5% per phase and per reward cycle).
Bi-weekly cycle, NO Consistency Score on either split - but an On Demand 100% cycle is also available and that one does carry a 35% consistency score plus 7 profitable days. The Profit Concentration Policy ($25K and above) only applies to accounts bought before 28 Sep 2026.
Two Step Pro
6% each phase, 3% daily loss, 6% max loss, no minimum trading days, 1:100 on Forex. Rewards: WEEKLY cycle at 80%, available 7 days after your first executed trade on the Master Account, or an On Demand 100% cycle (35% consistency score + 7 profitable days).
On the On Demand cycle a 1% Striking System applies at every account size; the Weekly 80% cycle has none.
Zero Instant
No evaluation. 3% daily loss, 5% Max Trailing Loss Limit (locks at breakeven once 5% in profit), 1% Max Open Risk Limit on losing open positions (floating profit on one trade does not offset a loss on another), risk per trade idea 3% below $50K / 2% at $50K and above.
News and weekend trading are hard breaches, and so is missing 7 profitable days (net closed profit of 0.25%+ of the account each) in any rolling 30-day period.
Bi-weekly 95% rewards also need the 3% safety cushion, a 15% consistency score and a biggest-loss-under-biggest-win check. No On Demand 100% cycle on Zero.
Promo code
Code FHFUNDED: 20% off every FundingPips purchase, for new and returning customers, during FundingPips' Diwali sale (until 9 Nov); after it 20% for new and 15% for existing customers.
Strengths & watch-outs
What works in your favour, and the quirks, fees, hidden rules and operational catches we found in FundingPips’s rules and FAQ. Always verify with the firm before purchase.
Strengths
- EAs/automation officially allowed
- High payout split (see at a glance)
Watch out for
- Only Zero is trailing — the firm calls it a "Max Trailing Loss Limit" (5%); the evaluation models quote a flat max loss
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- No Consistency Score on the bi-weekly cycles of 1 Step Flex or 2 Step Flex, and none on 2 Step's weekly/bi-weekly cycles - but the On Demand 100% cycle carries a 35% consistency score plus 7 profitable days of 0.5%+ on EVERY evaluation model.
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2 Step's old On Demand 90% cycle (35% cap, 2% minimum request) is gone, from the Legacy Rules too
- On the On Demand 100% cycle of all four evaluation models a 1% Striking System counts a warning each time one trade idea's closed plus floating loss reaches 1% of the account: the 2nd warning halves your split, the 3rd cuts it to 20%, the 4th closes the account, warnings never reset, and profit from warned trade ideas is deducted (1 Step Flex accounts bought before 28 Sep 2026 have it on every cycle)
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- 1 Step Flex: the Profit Concentration Policy — one trade idea worth over 60% of the target adds 4 profitable days to your reward gate — only applies to accounts bought before 28 Sep 2026
- 2 Step Flex: the 80%/95% split is chosen at purchase and LOCKED — you cannot switch later
- Zero: missing 7 profitable days (0.25%+ of the account each) in any rolling 30-day window closes the account; Zero also has a 15% consistency score, a 1% max open risk limit on losing open positions, a news ban and an outright weekend ban
- Prime Account: by FundingPips' invitation only, based on trading performance.
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Your profit after the split x12.5 sets the Prime size, up to $2M, with daily 80% rewards; MT5 only, not open to US clients, and every Evaluation and Master account closes when Prime opens
- Free Trial is 14 days on 2 Step or 2 Step Pro at any account size - real evaluation rules and the same loss limits, no card and no purchase, MT5 only (server FundingPips-Trial).
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Profits are not withdrawable, a breach closes the trial immediately, and you can only hold one trial at a time
Show 24 more watch-outsShow 19 more watch-outsShow less
- Inactivity: 30 days without a trade is a hard breach on every model
- Listed prices are the MT5/Match-Trader base — the firm's own configurator adds $20 for cTrader and $5 for TradeLocker on every purchase
- 2 Step Flex 95% split: the 3-profitable-day counter RESETS after every reward
- $200K accounts exist only on 2 Step Pro ($919) and Zero ($888) — the other models top out at $100K
- On Demand 100% reward cycle (it replaced the Monthly 100% cycle in the 21 Oct 2026 help-centre update, and the 15 Aug 2026 purchase-date condition is gone) is offered on all four evaluation models but NOT on Zero - it pays the highest split and carries the strictest gate: 35% consistency plus 7 profitable days, both resetting after every reward
- Swap-free is a paid add-on (+10%): on 1 Step Flex, 2 Step, 2 Step Flex and 2 Step Pro it is offered on MT5, cTrader and Match-Trader, on Zero on MT5 only.
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It removes swaps on Forex and Metals only (Energies, Indices and Crypto still pay them), costs $10/lot commission on Forex and Metals instead of $5 ($7 on Zero), and comes with the lower Swing leverage
- Resets are discounted, not free: on 1 Step Flex, 2 Step, 2 Step Flex and 2 Step Pro it is 12% off in Phase 1, 10% in Phase 2 and 7% on the Master Account (cut on 8 Oct 2026 from up to 20% / 12% / 8%), Zero is 20% off at every size - the window is only 7 calendar days from the breach, and every reset restarts at Phase 1
- Daily loss baseline is the higher of your opening balance or opening equity, and it resets at 00:00 Platform Time (UTC+3 in summer = 21:00 UTC, UTC+2 in winter = 22:00 UTC), not at your local midnight
- Master Accounts run a temporary dynamic leverage on Metals, Energies and Indices, in force since 16 March 2026 with no end date: from 1:50 on the first 0.05 lots down to 1:5 above 0.50 lots, applied band by band. Crypto also drops from 1:2 to 1:1 on Master
- FundingPips Labs (fundingpips.com/labs) sells limited-release experiments outside the main lineup.
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On 6 Nov 2026 none was live: 1 Step Experiment 001 (a $100K one-step for $99 with a 5% target, a 1% daily loss, a 3% trailing end-of-day max loss, an 85% split and daily rewards, max 5 per user), Experiment 247 and 1 Step Infinity (#E003) all showed Sold Out.
A #E004 Ultimate Edition ($25K 1-Step, $199 with no daily loss or $99 with a 2% daily loss, 6% target, 3% static max loss, 80% split, unlimited daily rewards, max 3 per user) was published in the help centre on 28 Oct, but by 6 Nov its article was no longer public and it never appeared on the Labs page.
They are not in our price tables
- The reward cycle is chosen once, when the account reaches Master ('Set Reward Cycle' on the dashboard), and cannot be changed later
- Before a reward request the account must be flat - pending orders included - for at least 15 minutes, and trading is disabled while the reward is processed
- The original fee is refunded with the 4th reward on a 2 Step Master Account only - not on 1 Step Flex, 2 Step Flex, 2 Step Pro or Zero
- One cap of $400K applies across all your active Evaluation and Master accounts on every model (Monthly Competition accounts do not count)
- Hard limits per order: 20 lots per click on every instrument, and 1 lot per click on crypto
- The cheaper daily-loss options cost less than the prices we list: 1 Step Flex with a 2% daily loss is $52/$77/$192/$269/$529 (instead of $74/$111/$255/$353/$666 with 3%), and 2 Step with a 3% daily loss is $32/$59/$160/$288/$544 (instead of $39/$72/$195/$349/$652 with 5%), for $5K to $100K
- FundingPips' forbidden strategies include hedging, HFT, tick scalping, gap trading, latency and reverse arbitrage, server spamming and opposite-account trading; copying between your own FundingPips accounts is allowed, copying between different users' accounts is not
- Accounts bought before 28 Sep 2026 follow FundingPips' Legacy Rules, which differ on some splits, minimum trading days, the news speech window and the Striking System
- FundingPips Labs runs limited experiments that sell out and close without notice, so treat any Labs offer as maybe already closed until you see it on fundingpips.com.
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On 25 October 2026 (FundingPips' 'last call' mail) the run was #E003 Infinity Edition: a $25K 1-Step for a one-time $99, at most 3 per user, on MT5 or Match-Trader. Evaluation: 6% target ($1,500), 1% daily loss ($250), 3% static max loss ($750), 6 months.
Master: 80% split, reward requests from day one and as often as you like (at least 1%, $250, each), but no trading within 5 minutes of high-impact news or speeches (those profits are deducted) and positions closed at the end of each day; no weekend holding in either phase.
Commission is $25 per round trip on forex, metals, indices and energies, far above FundingPips' standard plans, and the 1% daily loss leaves little room.
Whether a discount code applies is not stated. (help.fundingpips.com 'EXP 003', updated 29 Oct 2026; still shown Sold Out on fundingpips.com/labs on 6 Nov 2026.)
How to play FundingPips
Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.
2 Step $50k: take the bi-weekly 80% cycle (no consistency rule, no Striking System).
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The On Demand 100% cycle pays the most on paper but carries the strictest gate here - a 35% consistency score AND 7 profitable days of 0.5%+ before every reward, plus a 1% Striking System - so only take it if you trade most days.
If you want no consistency rule at all, 2 Step Flex is the cleaner buy - 80% split, 1 minimum trading day per phase, 12% max loss (1 Step Flex and 2 Step Pro have no minimum trading days at all). 2 Step Pro's 6% max loss is too tight for most strategies.
Self-developed EA only - no third-party signal services.
Our FundingPips payouts
Our team trades here
Our experience: Our biggest payer so far. One device per account: they close accounts that share a PC.
PropfirmDeals is built by experienced prop firm traders. Payout certificates from our own FundingPips accounts; tap one for the full size.
FundingPips · $32,004.27 all-time · 9 Sep 2026 
FundingPips · $4,522.61 · 9 Sep 2026
Payouts to our own accounts; names are hidden. Our results are not typical; most challenge takers do not pass.
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Guides featuring FundingPips: FundingPips Discount Code (November 2026) · FundingPips Rules 2026 · FunderPro vs FundingPips 2026 · FundingPips vs FTMO 2026
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FundingPips — frequently asked questions
Does FundingPips have a discount code?
Yes. The FundingPips discount code for November 2026 is FHFUNDED: 20% off every purchase, new and returning FundingPips customers (Diwali sale until 9 Nov), at checkout. FHFUNDED is PropfirmDeals' own FundingPips code, with no published end date; the 2-step Pro $5K costs $23.20 with it instead of $29. Every plan's price with it: https://propfirmdeals.org/fundingpips-discount-code.html.
Is FundingPips legit and safe?
FundingPips holds an estimated Trustpilot rating of 4.4/5 from roughly 72,422 reviews. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.
Does FundingPips have a consistency rule?
None on the bi-weekly cycles of 1 Step Flex and 2 Step Flex, on 2 Step Pro's weekly 80% cycle, or on 2 Step's weekly 60% and bi-weekly 80% cycles.
What is FundingPips's profit split?
FundingPips's profit split is 60% (2 Step weekly) to 100% (the On Demand cycle on all four evaluation models); 80% or 95% bi-weekly on 2 Step Flex; 95% on Zero.
Does FundingPips allow EAs or trading bots?
Self-developed EA: full automation allowed with proof of ownership (source code, version-control history, development-environment evidence, or explaining the logic on a live call - a compiled binary alone is not proof).
Ready to try FundingPips?
Click through with our link — same price as direct. Helps fund PropfirmDeals.
Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.