PROP FIRM COMPARISON • UPDATED SEPTEMBER 2026

The5ers vs FundingPips — Which Should You Pick in 2026?

The5ers and FundingPips both fund Forex/CFD traders in 2026, but they price and pay very differently. Entry starts at $19 (The5ers) against $29. Splits run 75% start (Pro/Hyper Growth, Summer Plan) / 80% start (High Stakes), both scaling to 100% versus 80% (2 Step bi-weekly) up to 100% monthly on all four evaluation models; 95% on Zero. The tables below hold every rule, price and verified code side by side.

Quick verdict

Pick The5ers if: Slow consistent growth + SL discipline; Bootcamp users wanting scaled funding for low entry; High Stakes flat-$19 promo currently makes it cheapest entry across all sizes.

Pick FundingPips if: High-volume traders wanting fast scaling, weekly payouts (Pro), or trailing-DD low cost zero accounts. Largest TrustPilot dataset in industry = highest social proof.

Cheapest entry goes to The5ers; highest Trustpilot rating goes to The5ers.

Get the The5ers deal →  ·  Get the FundingPips deal →

Side-by-side comparison

The5ersFundingPips
Cheapest challenge$19$29
Account model2-step / 1-step / Bootcamp / Futures1 Step Flex / 2 Step / 2 Step Flex / 2 Step Pro / Zero (instant)
Profit target10% (Pro Growth, Hyper Growth, and High Stakes Step 1 on the New variant); 8% (High Stakes Step 1 on the Classic variant - sold at EVERY size, not just 50K/100K); 6% (Bootcamp each step) → 5% (High Stakes P2); 5% Bootcamp funded—
Max drawdown6% (Pro Growth, Hyper Growth, both static), 10% (High Stakes 2.5K-25K) / 8% (High Stakes 50K-100K), static, 5% eval + 4% funded (Bootcamp)—
Daily drawdown3% (Pro Growth, Hyper Growth, Bootcamp funded), 5% (High Stakes 2.5K-25K) / 4% (High Stakes 50K-100K)—
Consistency rule3 profitable days (>=0.5%) per phase on High Stakes - flat 3 across all sizes (pricing-widget verified 2026-08-03); the 1-step Pro Growth now shows 'Minimum profitable days: 3' in the firm's own plan table (2026-08-19) even though its spec bullets still say no minimum - treat the 3 as binding; the Summer Plan 1-Step carries a 50% best-day consistency rule in BOTH evaluation and funded stages, while the Summer Plan 2-Step has none during evaluation and 50% only once funded (/summer-plan/ FAQ, verified 2026-08-28)None on 1 Step Flex, none on 2 Step Flex, and none on 2 Step's weekly 60% or bi-weekly 80% cycles. 2 Step's on-demand 90% payout adds a 35% best-day cap plus a 2% minimum request. The Monthly 100% cycle (accounts purchased 15 Aug 2026 onwards) adds a 35% best-day cap AND 7 profitable days on every evaluation model. Zero runs the tightest rule on the board: a 15% cap, meaning your biggest winning day may not exceed 15% of cumulative profit - a soft rule that blocks the reward request rather than closing the account.
Profit split75% start (Pro/Hyper Growth, Summer Plan) / 80% start (High Stakes), both scaling to 100%80% (2 Step bi-weekly) up to 100% monthly on all four evaluation models; 95% on Zero
Payout scheduleMin withdrawal $250; payout cap $2,000 per cycle · $200K funded: min withdrawal $250, payout cap $3,000 per cycleWeekly 60% / Bi-Weekly 80% / Monthly 100% / On Demand 90% (chosen per payout) · Bi-weekly 85% or 95% (chosen at purchase, locked); the 95% split needs 3 profitable days >=0.5% per cycle and the counter resets after every reward. Monthly 100% is also available on accounts purchased 15 Aug 2026 onwards.
EA / botsAllowed across all programsSelf-developed EA: full automation allowed with proof of ownership (source code, version-control history, development-environment evidence, or explaining the logic on a live call - a compiled binary alone is not proof). Third-party EA: permitted only as a trade or risk manager, never to fully automate - any other use means denial of the evaluation or reward and account closure. Exceptions: 1K Instant allows third-party EAs and copiers including full automation; Monthly Competition bans all EAs. HFT remains a forbidden strategy on every model.
Trustpilot4.7 (38,160)4.5 (69,126)
Best discount codeN9BKR (Discount on The5ers programs)FHFUNDED (20% off all challenges)
PropfirmDeals tierTier ATier A

Price ladder — cheapest challenge per account size

Lowest list price across every model each firm sells at that size. Green marks the cheaper firm; discount codes lower both further.

Account sizeThe5ersFundingPips
$5K$22$29
$10K$69$55
$25K$59$134
$50K$100$224
$100K$149$422
$200K$249$844

At the $50K size, The5ers lists at $100 against FundingPips's $224 — 55% apart before codes.

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

The5ers vs FundingPips — FAQ

Which is cheaper, The5ers or FundingPips?

The5ers is cheaper to start: its cheapest challenge lists at $19 versus $29 at FundingPips — about 34% less before discount codes.

Which pays out faster, The5ers or FundingPips?

The5ers: Min withdrawal $250; payout cap $2,000 per cycle · $200K funded: min withdrawal $250, payout cap $3,000 per cycle — FundingPips: Weekly 60% / Bi-Weekly 80% / Monthly 100% / On Demand 90% (chosen per payout) · Bi-weekly 85% or 95% (chosen at purchase, locked); the 95% split needs 3 profitable days >=0.5% per cycle and the counter resets after every reward. Monthly 100% is also available on accounts purchased 15 Aug 2026 onwards. Always confirm the current payout policy on the firm's official terms before buying.

Does The5ers or FundingPips have a consistency rule?

The5ers: 3 profitable days (>=0.5%) per phase on High Stakes - flat 3 across all sizes (pricing-widget verified 2026-08-03); the 1-step Pro Growth now shows 'Minimum profitable days: 3' in the firm's own plan table (2026-08-19) even though its spec bullets still say no minimum - treat the 3 as binding; the Summer Plan 1-Step carries a 50% best-day consistency rule in BOTH evaluation and funded stages, while the Summer Plan 2-Step has none during evaluation and 50% only once funded (/summer-plan/ FAQ, verified 2026-08-28). FundingPips: None on 1 Step Flex, none on 2 Step Flex, and none on 2 Step's weekly 60% or bi-weekly 80% cycles. 2 Step's on-demand 90% payout adds a 35% best-day cap plus a 2% minimum request. The Monthly 100% cycle (accounts purchased 15 Aug 2026 onwards) adds a 35% best-day cap AND 7 profitable days on every evaluation model. Zero runs the tightest rule on the board: a 15% cap, meaning your biggest winning day may not exceed 15% of cumulative profit - a soft rule that blocks the reward request rather than closing the account. A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.

What discount codes work for The5ers and FundingPips?

The5ers: code N9BKR (Discount on The5ers programs); FundingPips: code FHFUNDED (20% off all challenges). Codes rotate — every code on this site is re-checked against the firm's own site on a rolling cycle, and each one carries its own check date.

Can you use EAs or bots on The5ers and FundingPips?

The5ers: Allowed across all programs. FundingPips: Self-developed EA: full automation allowed with proof of ownership (source code, version-control history, development-environment evidence, or explaining the logic on a live call - a compiled binary alone is not proof). Third-party EA: permitted only as a trade or risk manager, never to fully automate - any other use means denial of the evaluation or reward and account closure. Exceptions: 1K Instant allows third-party EAs and copiers including full automation; Monthly Competition bans all EAs. HFT remains a forbidden strategy on every model. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.

Bottom line

Both The5ers and FundingPips are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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