Finotive Funding
EA-friendly rules for XAUUSD automation and weekly payouts.
50% off every purchase, all accounts
Challenge 2-Step · $100K · list $595
Black Friday is Nov 27. Finotive Funding Black Friday 2026 →
EA rules at Finotive Funding
What Finotive Funding allows for Expert Advisors and other automation, as we read its rules. Rules change: confirm with the firm before you buy.
Our experience: Funded and paid in October. EAs allowed on 2-Step, not on Solo.
Solo FX: No EAs on Solo FX
- 2-Step Solo FX: EAs are prohibited
Own EA OK
- EAs you developed, own and control
- No third-party EAs or signal services
- No latency arbitrage
Finotive Funding discount codes
Apply at checkout for an instant discount.
PFDEALS
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Your selection — full details
Phase rules, specific terms, all sizes for the variant you picked above. Updates as you change selection.
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Finotive Funding at a glance
Key rules and pricing across all plans. Verify on the firm’s site — these change frequently.
| Profit target | 10% (1-Step and 1-Step Pro); 7.5% (2-Step and 2-Step Pro Phase 1) |
|---|---|
| Max drawdown | 7.5% (1-Step) / 9% (2-Step) static; Instant: 7% Standard / 6% Lite; Pro: 8% (1-Step) / 10% (2-Step) |
| Daily loss limit | 4% (1-Step) / 4.5% (2-Step); Instant: 3.5% Standard / 3% Lite; Pro: 4% (1-Step) / 5% (2-Step) |
| Consistency rule | None on Challenge/Instant.Read the full ruleShow lessPro has two, both in the T&Cs (10.6) and enforced from the 31st funded day: (1) weekly trade count and instrument volumes (top five instruments and 'Other') must stay within +/-25% of the averages recorded during your Pro Challenge and first 30 days funded; (2) a Quarterly Profit Target - in every rolling 90 days, combined realised and unrealised profit, counting payouts already made, must reach at least 5% of your starting balance. Breaching EITHER is not a reset: the account is automatically downgraded to a standard funded account of the same size, with permanent loss of the salary and of the 100% profit split. The Rules page also lists 'Best day under 25% of profit' as a Pro payout condition, which the T&Cs do not mention |
| Min trading days | Challenge 1-Step, 1-Step Pro: 3 profitable days (+3 before each payout) · Challenge 2-Step, 2-Step Pro: 2 profitable days per stage · 2-Step Solo FX: 4 profitable days @ 0.5%Read the full ruleShow less |
Show 10 more rulesShow less
| Phase 2 target | 5% (2-Step and 2-Step Pro Phase 2) |
|---|---|
| Drawdown type | Static, balance-based on every account - the firm states 'Static Drawdown across all accounts' |
| Min profitable days | 1-Step 3 to pass plus 3 before each payout - 2-Step 2 per stage plus 2 before each payout - 2-Step Solo FX 4 - Instant Standard 0 - Instant Lite 5 - Pro 1-Step 3 (plus 3 per payout) / 2-Step 2.Read the full ruleShow lessA profitable day = balance at 17:00 New York time at least 0.5% of the starting balance above the previous day's close |
| Payout schedule | First on demand once min. profitable days are met, then 7-day cycles (14-day on Instant Lite) via Finotive Pay/Bank/Revolut/Crypto |
| EA / bots | Allowed (self-developed) |
| News trading | Allowed |
| Weekend holding | Challenge and Pro: allowed. Instant: only with the paid Weekend Holding add-on - without it all positions must be flat by 17:00 New York on Friday or it counts as a soft breach |
| Leverage | 1:100 on 2-Step Challenge and 2-Step Pro, 1:50 on 1-Step and 1-Step Pro, 1:33 Instant Standard, 1:25 Instant Lite - per-variant values from the firm's own account config.Read the full ruleShow lessThe T&Cs' indicative-maxima table (6.4, rewritten in early Nov 2026) is now per asset class - FX 1:400 on Challenge, funded, Pro and 2-Step Solo accounts and 1:200 on Instant, metals 1:20 (Instant 1:15), indices 1:40 (Instant 1:30), crypto 1:10 - while the same T&Cs still fix 2-Step Solo at 1:33 (8.8.3) and the config, rules pages and checkout are unchanged; the firm's own documents disagree, so count on the config values and treat 6.4 as a ceiling |
| Cheapest challenge | $12.5 |
| PropFirmMatch rating | 4.1/5 from 194 reviews (archived 2026-10-22; Trustpilot score suspended) |
Rules verified 2026-11-07; prices last checked 2026-11-02, against Finotive Funding’s own site.
Finotive Funding plan rules, drawdown and payout terms
Every figure below is read from Finotive Funding’s own published plan pages and re-checked 2026-11-02. Where a plan defers part of the fee, the balance is shown beside the price. Open a plan for its rules and its price per account size.
Finotive Funding Challenge 1-Step rules
| Profit target | 10% |
|---|---|
| Daily loss limit | 4% |
| Max drawdown | Static |
| Min trading days | 3 profitable days (+3 before each payout) |
| Profit split | 80% |
| Payout rules | On-demand first, then 7-day |
| EA and trading bots | Allowed |
| News trading | Allowed |
| Leverage | 1:50 |
| Account size | Price |
|---|---|
| $2,500 | $40 |
| $5,000 | $70 |
| $10,000 | $110 |
| $25,000 | $250 |
| $50,000 | $450 |
| $100,000 | $650 |
| $200,000 | $1,160 |
Finotive Funding Challenge 2-Step rules
| Profit target | 7.5% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit | 4.5% |
| Max drawdown | Static |
| Min trading days | 2 profitable days per stage |
| Profit split | 80% |
| Payout rules | On-demand first, then 7-day |
| EA and trading bots | Allowed |
| News trading | Allowed |
| Leverage | 1:100 |
| Account size | Price |
|---|---|
| $2,500 | $30 |
| $5,000 | $55 |
| $10,000 | $100 |
| $25,000 | $225 |
| $50,000 | $440 |
| $100,000 | $595 |
| $200,000 | $995 |
Finotive Funding 2-Step Solo FX rules
| Profit target | 10% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit | 5% |
| Max drawdown | 10% static |
| Min trading days | 4 profitable days @ 0.5% |
| Profit split | 80% |
| Payout rules | First after 14 days funded, then weekly |
| EA and trading bots | Prohibited |
| News trading | Allowed |
| Leverage | 1:33 |
| Account size | Price |
|---|---|
| $2,500 | $12.5 |
| $5,000 | $22.5 |
| $10,000 | $40 |
| $25,000 | $100 |
| $50,000 | $175 |
| $100,000 | $325 |
| $200,000 | $600 |
Finotive Funding Instant Standard rules
| Daily loss limit | 3.5% |
|---|---|
| Max drawdown | 7% static (1.5% floating threshold) |
| Min trading days | |
| Profit split | 75% |
| Payout rules | On-demand first, then 7-day |
| EA and trading bots | Allowed |
| News trading | Allowed |
| Leverage | 1:33 |
| Account size | Price |
|---|---|
| $2,500 | $150 |
| $5,000 | $275 |
| $10,000 | $500 |
| $25,000 | $1,100 |
| $50,000 | $1,900 |
| $100,000 | $3,275 |
Finotive Funding Instant Lite rules
| Daily loss limit | 3% |
|---|---|
| Max drawdown | 6% static (1.5% floating threshold) |
| Min trading days | 5 profitable days |
| Profit split | 70% |
| Payout rules | On-demand first, then 14-day |
| EA and trading bots | Allowed |
| News trading | Allowed |
| Leverage | 1:25 |
| Account size | Price |
|---|---|
| $2,500 | $75 |
| $5,000 | $139 |
| $10,000 | $250 |
| $25,000 | $550 |
| $50,000 | $950 |
| $100,000 | $1,639 |
Finotive Funding 1-Step Pro rules
| Profit target | 10% |
|---|---|
| Daily loss limit | 4% |
| Max drawdown | 8% static |
| Min trading days | 3 profitable days (+3 before each payout) |
| Consistency rule | Required from the 31st funded day - +/-25% weekly trade-count and instrument-volume band vs your Pro Challenge/first-30-days averages, plus a rolling 90-day target of combined realised + unrealised profit (payouts included) >= 5% of… |
| Profit split | 80% for the first 30 days funded, then 100% + 1% monthly salary accrued daily |
| Payout rules | On-demand first, then 7-day |
| EA and trading bots | Allowed |
| News trading | Allowed |
| Leverage | 1:50 |
| Account size | Price |
|---|---|
| $50,000 | $514 |
| $100,000 | $914 |
| $200,000 | $1,799 |
Finotive Funding 2-Step Pro rules
| Profit target | 7.5% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit | 5% |
| Max drawdown | 10% static |
| Min trading days | 2 profitable days per stage |
| Consistency rule | Required from the 31st funded day - +/-25% weekly trade-count and instrument-volume band vs your Pro Challenge/first-30-days averages, plus a rolling 90-day target of combined realised + unrealised profit (payouts included) >= 5% of… |
| Profit split | 80% for the first 30 days funded, then 100% + 1% monthly salary accrued daily |
| Payout rules | On-demand first, then 7-day |
| EA and trading bots | Allowed |
| News trading | Allowed |
| Leverage | 1:100 |
| Account size | Price |
|---|---|
| $50,000 | $469 |
| $100,000 | $744 |
| $200,000 | $1,484 |
Costs, payouts & platforms
What the account costs to run and how the money actually comes out — fees, payout timing and limits, scaling, and which platforms you can trade on.
| Scaling plan | +30% balance per successful 90-day scaling cycle, with the profit split stepping up. The T&Cs cap a scaled account at $680K and total allocation at $2.04M on Challenge accounts ($680K on Instant Standard); the /challenge page still says up to $5.4M |
|---|
Strengths & watch-outs
What works in your favour, and the quirks, fees, hidden rules and operational catches we found in Finotive Funding’s rules and FAQ. Always verify with the firm before purchase.
Strengths
- Generous max-drawdown buffer
- Static (not trailing) drawdown — equity gains stay banked
- EAs/automation officially allowed
- High payout split (Up to 100% (Pro, after 30 days funded); 80% Challenge base)
Watch out for
- Tight daily drawdown (see at a glance) — verify your worst-day before committing
- Consistency rule applies (see at a glance)
- Trustpilot has suspended this firm's TrustScore for a breach of its guidelines (Trustpilot says it removed fake reviews for this company).
Read moreShow less
No star rating is shown until Trustpilot reinstates it - 1,059 reviews remain on file, 314 of them from the last 12 months.
- Price hike March 2026 (~20%) - not restated on the firm's site
- Static drawdown across every account type, confirmed on the firm's accounts page
- Instant Lite pays on a 14-day cycle, not 7 - and needs 5 profitable days before the first payout
- Weekend holding on Instant accounts requires a paid add-on ($24-$710 depending on size); without it, non-crypto positions must be flat by Friday 17:00 NY (one strike, no warning)
- Soft-breach strike system: 5 strikes on every account, Instant included (3 on Instant before the 19 Oct 2026 rule update). A strike while funded cuts that payout to 10%
Show 15 more watch-outsShow 10 more watch-outsShow less
- News straddling (T&Cs 7.9), latency arbitrage (7.11), revenge trading (7.13: a new trade within 60 s of closing a loser, or at 2x its size, judged as a pattern) and gambling behaviour (7.26) are prohibited
- Trading day cutoff 17:00 New York time
- Challenge and Pro fees come back automatically if you reach funded status and the account is still in net profit on day 30 after funding (T&Cs 8.5 and help-centre refund articles); no payout request is needed.
Read moreShow less
Instant Funding fees are final and non-refundable outside the cooling-off rules.
- An earlier note had a Finotive Futures waitlist; there is no trace of a futures product anywhere on the firm's site as of 2026-08-01
- Mixed Trustpilot sentiment - complaints about split reductions, KYC stalls and mandatory SL persist per 2026 reviews
- A swap-free add-on is priced per account size in the firm's own purchase config for every program - 1-Step $15-$540, 2-Step $12-$440, Instant Standard $45-$1,420, Instant Lite $32-$725, 1-Step Pro $205-$720, 2-Step Pro $190-$595 - yet the phrase 'swap free' appears nowhere in the visible text of the homepage, /accounts, /rules, /challenge, /instant-funding, /finotive-pro or /compare.
Read moreShow less
Treated as real because its sibling field in the same config carries the Weekend Holding prices, which match the firm's published add-on exactly. Unannounced - confirm the line and the price at checkout before relying on it.
- Finotive Pro's two rules are enforced by permanent downgrade, not by a reset: miss the +/-25% weekly consistency band or the 5%-per-90-days profit target and the account reverts to a standard funded account of the same size, losing the 1% monthly salary and the 100% split for good (firm's Rules page).
- Finotive's rule update is live since 19 October 2026 and applies to accounts bought on or after 1 October 2026; older accounts keep the rules they were bought under.
Read moreShow less
In the Challenge only Notional Volume draws a strike (plus a reset to the starting balance if in profit); once funded, Floating Drawdown and Notional Volume do.
High Frequency Trading (20%+ of profit from trades under 2 minutes, all accounts), Liquidity Abuse (20%+ of profit from trades opened and closed 21:00-22:59 UTC) and Profit Concentration (Instant only, 60%+ of a payout cycle's profit from a single closed position - overlapping same-instrument, same-direction positions count as one combined position per T&Cs 7.15 and the Instant rules pages since early Nov 2026; help article 1111 still says same symbol, same direction) are recoverable: a strike only if still active at a payout request.
The old scalping, single-trade-profit and one-sided-concentration rules are gone.
- 2-Step Solo FX ($12.50-$600 for $2.5K-$200K, at checkout since late Oct 2026) trades FX pairs only (no gold, indices or crypto) with all EAs banned and 1:33 leverage per the T&Cs' Solo section 8.8.3 (the checkout's 'Increased Leverage 1:100 / 1:33' row is gone since early Nov 2026, and the T&Cs' new 6.4 table lists 1:400 on FX for Solo - the firm's own documents disagree).
Read moreShow less
Profit Concentration, Liquidity Abuse and news straddling rules are switched off; the rules page also lists HFT as off, but the T&Cs keep it.
The same notional volume limits as the other accounts apply (5,000% of the balance at $2.5K down to 1,000% at $200K), and once funded a floating loss above 2.5% on one symbol is a strike that cuts that payout to 10%.
10% / 5% targets, 5% daily / 10% max loss, 4 profitable days, 80% split, first payout 14 days after funding and weekly after that; the fee is refunded with the first approved payout (T&Cs 8.8.8)
- Inactivity rule: 30 consecutive calendar days without a trade on an account counts as Prohibited Behaviour, and Finotive may close the account permanently and reject a linked payout request (T&Cs 7.20)
How to play Finotive Funding
Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.
Default choice for XAUUSD automation, and every account uses static drawdown - the 2-Step gives the widest buffer (9% max / 4.5% daily) at 1:100.
Read moreShow less
Budget for the profitable-day requirement before you count on a payout: 3 days on 1-Step, 2 per stage on 2-Step, 5 on Instant Lite (a day counts when the balance at 17:00 New York time is up 0.5% of the starting balance on the previous day).
Instant Standard is the only account with none.
Pro is the value play only if you can hold its consistency band - the firm refunds the fee in full after 30 days in profit, pays a 1% monthly salary from day one funded, and unlocks a 100% split after the first month, but drifting more than 25% off your own average trade count or volume in any 7-day window, or missing the 5%-per-90-days target, downgrades the account permanently and takes the salary and the 100% split with it.
Our Finotive Funding payouts
Our team trades here
Our experience: Funded and paid in October. EAs allowed on 2-Step, not on Solo.
PropfirmDeals is built by experienced prop firm traders. Payout certificates from our own Finotive Funding accounts; tap one for the full size.
Finotive Funding · $1,591.17 · 27 Oct 2026 
Finotive Funding · $624.95 · 20 Oct 2026
Payouts to our own accounts; names are hidden. Our results are not typical; most challenge takers do not pass.
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Finotive Funding — frequently asked questions
Does Finotive Funding have a discount code?
Yes. The Finotive Funding discount code for November 2026 is PFDEALS: 50% off every purchase, every Finotive Funding account, at checkout. PFDEALS is PropfirmDeals' own Finotive Funding code, with no published end date; the 2-Step Solo FX $2.5K costs $6.25 with it instead of $12.50. Every plan's price with it: https://propfirmdeals.org/finotive-funding-discount-code.html.
Is Finotive Funding legit and safe?
Trustpilot has suspended Finotive Funding's score for a breach of its guidelines and removed a number of fake reviews, so no star rating is shown at all; 1,059 reviews remain on file. PropFirmMatch scored it 4.1/5 across 194 reviews at our last snapshot. That is a reason to read the rules closely, not proof of fraud - we re-verified Finotive Funding's published rules and pricing on 2026-11-07. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.
Does Finotive Funding have a consistency rule?
None on Challenge/Instant. Pro has two, both in the T&Cs (10.6) and enforced from the 31st funded day: (1) weekly trade count and instrument volumes (top five instruments and 'Other') must stay within +/-25% of the averages recorded during your Pro Challenge and first 30 days funded; (2) a Quarterly Profit Target - in every rolling 90 days, combined realised and unrealised profit, counting payouts already made, must reach at least 5% of your starting balance.
What is Finotive Funding's profit split?
Finotive Funding's profit split is Up to 100% (Pro, after 30 days funded); 80% Challenge base.
How fast does Finotive Funding pay out?
First on demand once min. profitable days are met, then 7-day cycles (14-day on Instant Lite) via Finotive Pay/Bank/Revolut/Crypto.
Ready to try Finotive Funding?
Click through with our link — same price as direct. Helps fund PropfirmDeals.
Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.