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Futures Tier B Futures evaluation (futures-only arm of Top One Trader)

Top One Futures

Sister of Top One Trader — futures-only, sizes to $150K, published path from sim to a live funded account

60% off BLACKFRIDAY Visit site →

60% off IGNITE, 55% off Elite Daily (one-time payment), 30% off Instant Sim Funded; Elite Access $39 with buy 1 get 1 free Checked Nov 6 · from firm site

Best for Manual futures day traders who can flatten by 4:10 PM ET. Elite Access has the cheapest entry ($39) and no daily loss limit during the evaluation. NOT for algo traders: the firm bans EAs and bots outright, on every account type.

EA rules at Top One Futures

What Top One Futures allows for Expert Advisors and other automation, as we read its rules. Rules change: confirm with the firm before you buy.

No EAs

  • Manual trading only
  • Copying only between accounts of the same program and size

Every prop firm’s EA rules compared →

Top One Futures discount codes

Apply at checkout for an instant discount.

Active
Public — apply at checkout
BLACKFRIDAY
60% off IGNITE, 55% off Elite Daily (one-time payment), 30% off Instant Sim Funded; Elite Access $39 with buy 1 get 1 free
MYSTERY
50% off Elite Daily and Instant Sim Funded, 55% off IGNITE (not Elite Access - use BOGO)
BOGO
Buy 1 get 1 free - Elite Access only ($39 entry)

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Configure your challenge

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Phase rules, specific terms, all sizes for the variant you picked above. Updates as you change selection.

Pick a model + type + size above to see details.

Top One Futures at a glance

Key rules and pricing across all plans. Verify on the firm’s site — these change frequently.

Account size
$25k – $150k
Payout split
Up to 90%
Eval model
Futures evaluation (futures-only arm of Top One Trader)
Market
Futures
Key rules and pricing for Top One Futures
Profit targetEvaluations 6% ($1.5K/$3K/$6K/$9K) on Elite, Elite Access and Elite Daily. Instant products have no evaluation — instead a per-payout-cycle target: Elite Sim Funded and Instant Sim Funded 6%/5%/4% (1st/2nd/3rd payout), Ignite 5% every cycle.
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Max drawdownEOD trailing on every plan except the funded stage of Elite Access Intraday (intraday trailing on live equity until the first payout request, then locked at starting balance +$100) and, during the Black Friday Access Stack (2-16 November 2026), the EVALUATION of Elite Access accounts bought on Tradovate/NinjaTrader or WealthCharts, which is STATIC: the breach level is fixed at starting balance minus $1K/$2K/$3K/$4K, never trails and never locks (not available on BlackArrow;
Read the full ruleShow less

the funded stage keeps the drawdown chosen at checkout). Elite Daily eval $1K/$2K/$3K/$4.5K → funded $1K/$2K/$2.5K/$3.5K; Elite Access eval $1K/$2K/$3K/$4K → funded $1K/$2K/$3K/$3.5K; Instant Sim 2.0 $1K/$2K/$4K/$5.25K; Ignite $1K/$2K/$4K/$6K.

Drawdown locks at starting balance +$100 once profit reaches the drawdown amount +$100.

On the EOD plans the breach level only moves up at the close, but it is checked against live equity in real time: an intraday dip to or below it breaches the account even if the day would have closed above it.

Daily loss limitElite Daily $500/$1,000/$1,250/$1,850; Elite Access none during the evaluation, $500/$1,000/$1,250/$1,750 once funded; Elite 2.5% of EOD balance; Instant Sim $625/$1,250/$2,500/$3,000; Ignite $500/$1,000/$2,000/$3,000 (hitting it pauses the account until 6:00 PM ET, it is not a breach).
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A No Daily Loss Limit add-on (about 30% more, chosen only at the initial checkout) removes the limit on Elite Daily, Elite Access (the extra goes on the activation fee) and Ignite

Consistency ruleIgnite 15%; Instant Sim Funded 20%; Elite 25% (funded only); Elite Daily 40% on the EVALUATION only — none once funded; Elite Access the reverse — none on the evaluation, 40% once funded
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Min trading days1 day to pass any evaluation. Funded: Elite Access needs 5 PROFITABLE days with a minimum daily profit of $200/$250/$300/$350 by size; Elite Daily 1; Elite and the instant products none
Read the full ruleShow less
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More rules and pricing for Top One Futures
Payout scheduleFirm publishes '<12 hour average payout times'. All payouts run through Rise (RiseWorks) — crypto or bank transfer — and since 2026-07-24 a verified, linked Rise account is mandatory before a payout can even be requested
EA / botsEAs and bots PROHIBITED on every account — manual trading only. Copy trading permitted strictly between same-program, same-size accounts; manual mirroring across mismatched accounts is treated as a violation
News tradingRestricted on Elite Access Funded and Elite Daily Funded only — 2 min before/after high-impact events, closing or modifying a trade in-window included. Unrestricted on all evaluations and on Elite / Instant / Ignite
Weekend holdingNot possible — no overnight holding at all. All positions are force-liquidated at 4:10 PM ET daily and weekend trading is prohibited.
Max leverageN/A — futures. Session 6:00 PM ET to 4:10 PM ET next day, Mon–Fri, with a daily 5:00–6:00 PM ET break; Friday closes 4:00 PM ET; weekend trading prohibited
Inactivity ruleOne trade at least every 14 calendar days (weekends and holidays included). Miss it and the account takes a hard breach and is closed permanently, forfeiting all progress and profit
Cheapest challenge$87
Trustpilot (estimate)4.8/5 from ~5,345 reviews

Rules verified 2026-11-05; prices last checked 2026-10-29, against Top One Futures’s own site.

Top One Futures plan rules, drawdown and payout terms

Every figure below is read from Top One Futures’s own published plan pages and re-checked 2026-10-29. Where a plan defers part of the fee, the balance is shown beside the price. Open a plan for its rules and its price per account size.

Top One Futures Elite Daily V2 Monthly subscription evaluation, EOD trailing (V2 ruleset, launched 2026-05-11) rules

Top One Futures Elite Daily V2 Monthly subscription evaluation, EOD trailing (V2 ruleset, launched 2026-05-11) rules
Profit target$1,500 / $3,000 / $6,000 / $9,000
Daily loss limit$500 / $1,000 / $1,250 / $1,850
Max drawdownEval EOD trailing $1,000 / $2,000 / $3,000 / $4,500 → funded $1,000 / $2,000 / $2,500 / $3,500
Drawdown typetrailing_eod
Min trading days1 to pass; 1 funded day before a payout
Consistency rule40% on the EVALUATION only — no consistency rule once funded
Profit split90%
Payout rulesDaily
News tradingFunded only: no execute/close/modify 2 min before or after high-impact news
Activation feeFREE — no activation fee on Elite Daily
Top One Futures Elite Daily V2 Monthly subscription evaluation, EOD trailing (V2 ruleset, launched 2026-05-11) price per account size
Account sizePrice
$25,00089/mo
$50,000109/mo
$100,000199/mo
$150,000274/mo

Top One Futures Elite Access $39 one-time entry, 30-day evaluation, no daily loss limit on the challenge rules

Top One Futures Elite Access $39 one-time entry, 30-day evaluation, no daily loss limit on the challenge rules
Profit target$1,500 / $3,000 / $6,000 / $9,000
Daily loss limitNone during the evaluation; $500 / $1,000 / $1,250 / $1,750 once funded (help centre and the /elite-access page; the homepage funded tab still shows $1,850 on $150K)
Max drawdownEval EOD trailing $1,000 / $2,000 / $3,000 / $4,000 (STATIC instead - fixed at starting balance minus that amount, never trailing - on Tradovate/NinjaTrader and WealthCharts accounts bought 2-16 November 2026 under the Black Friday Access…
Drawdown typetrailing_eod
Min trading days1 to pass; 5 PROFITABLE funded days before the first payout, each needing at least $200 / $250 / $300 / $350 of profit by size
Consistency ruleNone on challenge; 40% on funded payouts (loosest in lineup)
Profit split90%
Payout rulesEvery 5 profitable days once funded (the firm's card reads '5 Day Payouts'; each payout needs 5 days at the size minimum)
News tradingFunded only: no execute/close/modify 2 min before or after high-impact news
Activation fee$139 / $189 / $259 / $359 by size — paid only after you pass
Time limit30 days to pass the evaluation
Top One Futures Elite Access $39 one-time entry, 30-day evaluation, no daily loss limit on the challenge price per account size
Account sizePrice
$25,000$39
$50,000$39
$100,000$39
$150,000$39

Top One Futures Elite Access $39 one-time entry, Intraday version: EOD evaluation, intraday trailing drawdown once funded, half the activation fee rules

Top One Futures Elite Access $39 one-time entry, Intraday version: EOD evaluation, intraday trailing drawdown once funded, half the activation fee rules
Profit target$1,500 / $3,000 / $6,000 / $9,000
Daily loss limitNone during the evaluation; $500 / $1,000 / $1,250 / $1,750 once funded (soft breach, paused until rollover; help centre and the /elite-access page - the homepage funded tab still shows $1,850 on $150K)
Max drawdownEval EOD trailing $1,000 / $2,000 / $3,000 / $4,000 → funded INTRADAY trailing $1,000 / $2,000 / $3,000 / $3,500 (tracks live equity incl. open trades; locks at starting balance +$100 after the first payout request)
Drawdown typetrailing_intraday
Min trading days1 to pass; 5 PROFITABLE funded days before the first payout, each needing at least $200 / $250 / $300 / $350 of profit by size
Consistency ruleNone on challenge; 40% on funded payouts (loosest in lineup)
Profit split90%
Payout rulesEvery 5 profitable days once funded; the profitable-day counter resets to 0 after each payout
News tradingFunded only: no execute/close/modify 2 min before or after high-impact news
Activation fee$69 / $94 / $129 / $179 by size — paid only after you pass
Time limit30 days to pass the evaluation
Top One Futures Elite Access $39 one-time entry, Intraday version: EOD evaluation, intraday trailing drawdown once funded, half the activation fee price per account size
Account sizePrice
$25,000$39
$50,000$39
$100,000$39
$150,000$39

Top One Futures Elite Challenge Base Elite evaluation rules

Top One Futures Elite Challenge Base Elite evaluation rules
Profit target6% ($1.5K / $3K / $6K / $9K)
Daily loss limit2.5% of EOD balance
Max drawdownEOD trailing: $1,000 / $2,000 / $3,000 / $4,500
Drawdown typetrailing_eod
Min trading days1 to pass; none required once funded
Consistency ruleNone on the evaluation; 25% once funded
Profit split90%
News tradingNo restriction at any stage
Activation fee$149

Top One Futures No evaluation — instant funding (Instant Sim Funded 2.0 ruleset since 2026-07-27) rules

Top One Futures No evaluation — instant funding (Instant Sim Funded 2.0 ruleset since 2026-07-27) rules
Profit targetPer payout cycle: 6% / 5% / 4% for the 1st / 2nd / 3rd payout
Daily loss limit$625 / $1,250 / $2,500 / $3,000
Max drawdownTrailing: $1,000 / $2,000 / $4,000 / $5,250
Drawdown typetrailing_eod
Min trading daysNone
Consistency rule20%
Profit split90%
News tradingNo restriction
Activation fee$0
Top One Futures No evaluation — instant funding (Instant Sim Funded 2.0 ruleset since 2026-07-27) price per account size
Account sizePrice
$25,000$209
$50,000$339
$100,000$410
$150,000$469

Top One Futures IGNITE Instant Funding No evaluation — cheapest instant tier rules

Top One Futures IGNITE Instant Funding No evaluation — cheapest instant tier rules
Profit target5% every payout cycle ($1,250 / $2,500 / $5,000 / $7,500)
Daily loss limit$500 / $1,000 / $2,000 / $3,000 — hitting it pauses the account for the rest of the day rather than breaching it
Max drawdownTrailing: $1,000 / $2,000 / $4,000 / $6,000
Drawdown typetrailing_eod
Min trading daysNone
Consistency rule15% (tightest in lineup)
Profit split90%
News tradingNo restriction
Activation fee$0
Top One Futures IGNITE Instant Funding No evaluation — cheapest instant tier price per account size
Account sizePrice
$25,000$87
$50,000$159
$100,000$225
$150,000$319

Costs, payouts & platforms

What the account costs to run and how the money actually comes out — fees, payout timing and limits, scaling, and which platforms you can trade on.

Costs, payouts and platforms at Top One Futures
Activation feeElite $149; Elite Access $139/$189/$259/$359 by size, Elite Access Intraday $69/$94/$129/$179 (both paid only on passing); Elite Daily none; Ignite / Instant Sim none.
Read the full ruleShow less

Until 1 December 2026 code ACTIVATE25 takes 25% off the Elite Access End-of-Day activation fee on Tradovate/NinjaTrader and WealthCharts accounts ($104/$141/$194/$269; with the No Daily Loss Limit add-on $135/$184/$252/$350); not on the Intraday version or BlackArrow

Reset feeElite $29–$119 by size on the evaluation, $199/$299/$399/$499 funded; Elite Access $35 flat on the evaluation, $299/$499/$849/$1,349 on funded ($149/$249/$449/$649 on Intraday); Elite Daily eval $75/$93/$174/$242 on the homepage cards (BLACKFRIDAY; the figure moves with the current promo), funded $299/$499/$849/$1,250.
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Ignite and Instant Sim Funded CANNOT be reset — a breach there is permanent, and no account can be reset once it has received a payout

CommissionsRound turn, all-in, on Tradovate: /ES /NQ /RTY /YM $5.76, micros /MES /MNQ /M2K /MYM $1.90; /CL $6.00, /MCL $2.20, /QM $5.40, /NG $6.20, /QG $4.00; /GC /SI /HG $6.20, /MGC /MHG $2.40, /SIL $3.20; grains /ZS /ZW /ZM $7.20; FX majors $6.20, /M6A /M6E $1.68; /MBT $3.20
Refund policyStrict no-refund policy on all purchases, including accounts never traded
Payout cadenceDaily on Elite Daily; funded Elite Access every 5 profitable days ($200/$250/$300/$350 minimum by size, counter resets after each payout); per-cycle profit target elsewhere.
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Every payout on Elite Access and Elite Daily must also satisfy the 50% Daily Progression Rule — at least half the requested amount must be profit earned since the previous payout

Payout capsPer-withdrawal caps apply for as long as you are in sim, and are removed on transition to Live: Elite Sim Funded $1.5K/$2.5K/$3K/$3.5K; Instant Sim 2.0 (bought on/after 2026-07-27) $1K/$2K/$2.5K/$3K; Elite Daily $750/$1K/$1.5K/$2.25K; Elite Access $1K/$1.5K/$2K/$2.5K; Ignite $500/$1K/$1.5K/$2K.
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Minimum payout $500 on Elite Access and Elite Daily, both of which must first clear a buffer and withdraw only above buffer+$500

Simultaneous accountsPer plan: Elite Daily 5, Elite Access 20 (limited-time offer, standard 10), IGNITE 10, Instant Sim Funded 5 ($25K/$50K) or 3 ($100K/$150K) - the firm's configurator shows each standard cap struck through next to the current one
PlatformsTradovate / NinjaTrader, BlackArrow (checkout option since 2026-09-23) and WealthCharts are the platform categories in the firm's checkout catalogue (platform is fixed per account at checkout and cannot be switched later, not even on reset); TradingView and NinjaTrader 8 connect through Tradovate.

Strengths & watch-outs

What works in your favour, and the quirks, fees, hidden rules and operational catches we found in Top One Futures’s rules and FAQ. Always verify with the firm before purchase.

Strengths

  • +Static (not trailing) drawdown — equity gains stay banked
  • +High payout split (Up to 90%)
  • +Strong Trustpilot rating (4.8/5)

Watch out for

  • !
    Trailing drawdown — equity gains can shift the breach line
  • !
    No EAs/automation — manual trading only
  • !
    Consistency rule applies (see at a glance)
  • !
    EAs and bots are prohibited on EVERY account type — the firm requires manual, skill-based trading
  • !
    No overnight holding anywhere: the session runs 6:00 PM–4:10 PM ET and open positions are force-liquidated at 4:10 PM ET (4:00 PM on Fridays)
  • !
    Elite Access costs $39 to enter but $139–$359 to activate once you pass ($69–$179 on the Intraday version) — the headline price is not the real cost of getting funded
  • !
    Elite Access now comes in an Intraday version (since 2026-09-22): same $39 entry and the same EOD evaluation, but once funded the drawdown trails your live equity tick by tick, open trades included, until your first payout request.
    Read moreShow less

    The price of that is half the activation fee ($69/$94/$129/$179) and cheaper funded resets ($149/$249/$449/$649)

  • !
    Elite Access is the only plan with a clock on it: 30 days to pass
Show 23 more watch-outsShow 18 more watch-outsShow less
  • !
    Elite Daily and Elite Access have MIRRORED consistency rules — Elite Daily 40% on the evaluation and none funded, Elite Access none on the evaluation and 40% funded
  • !
    Only Elite, Elite Access and Elite Daily accounts (plus the Launchpad evaluations) can be reset; a breach on Ignite or Instant Sim Funded is permanent
  • !
    Funded accounts CAN be reset on the Elite family, but it is expensive — $199–$1,349 depending on plan and size — and only within 14 days of the breach, on an account that has not yet received a payout
  • !
    Copy trading is allowed only between identical program AND identical size; manually mirroring the same trade into a different size counts as a violation
  • !
    Copy-trading violations include correlated instruments: going the same direction on ES and NQ (or GC and SI) across mismatched accounts counts as copying
  • !
    News restrictions apply to Elite Access Funded and Elite Daily Funded only, and a trade closed automatically inside the 4-minute window still counts as a violation
  • !
    A 14-day gap without a single trade hard-breaches the account permanently
  • !
    Minimum trade time is 10 seconds across every plan
  • !
    Account limits are per HOUSEHOLD address, not per trader — up to 38 funded accounts in total
  • !
    Taking a Live funded account means you may no longer hold ANY sim funded account
  • !
    Cancelling a subscription — or a single failed rebill — permanently closes the evaluation with no recovery
  • !
    Trailing drawdown locks at starting balance +$100, not at the profit target
  • !
    'EOD' drawdown here only describes when the level moves up: the breach level is checked against live equity in real time, so an intraday dip to it (open trades included) breaches the account even if the day would have closed above it
  • !
    5 account types: Elite, Elite Daily V2, Elite Access, IGNITE and Instant Sim Funded (the Launchpad X-ULTRA and X-DAILY SPARK launches have both closed; the next, LP-04, is announced but not on sale)
  • !
    IGNITE is the cheapest instant tier but has the tightest consistency rule (15%) and the lowest payout caps
  • !
    Instant Sim Funded split into a 2.0 ruleset on 2026-07-27 — newer accounts get a looser drawdown but lower payout caps
  • !
    Sister of Top One Trader — same founder (Matt Morris); launched April 2025
  • !
    Black Friday Access Stack (2-16 November 2026): Elite Access evaluations bought on Tradovate/NinjaTrader or WealthCharts come with a STATIC drawdown (the help centre calls it 'Elite ACCESS Static'): the breach level is fixed at starting balance minus $1K/$2K/$3K/$4K for the whole evaluation, so profit never raises it, but it never locks either and is still checked against live equity in real time.
    Read moreShow less

    BlackArrow accounts keep the standard EOD trailing drawdown, a reset keeps the static drawdown, and once funded the account switches to EOD trailing

How to play Top One Futures

Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.

BLACKFRIDAY takes 60% off IGNITE and 55% off Elite Daily (as a one-time payment: $25K $80 instead of $178 a month), so it beats MYSTERY (55% on IGNITE, 50% on Elite Daily) on both; on Instant Sim Funded use MYSTERY instead (50% off, $25K $209, against BLACKFRIDAY's 30%, $293).

Read moreShow less

BLACKFRIDAY also gives two Elite Access accounts for the price of one at $39 entry each.

Elite Access is the cheapest way in — $39 up front, no daily loss limit and no consistency rule during the evaluation — but budget for the activation fee you only pay on passing ($139/$189/$259/$359 by size), and note the evaluation expires after 30 days.

Elite Daily is the alternative: no activation fee ever, but a daily loss limit from day one and a 40% consistency rule on the evaluation. Two rules bite everyone here regardless of plan: no overnight positions (forced flat at 4:10 PM ET) and no EAs or bots at all.

Recommended pick
Elite Access $39 one-time entry (activation $139–$359 by size on pass, or $69–$179 with intraday funded drawdown); Elite Daily $25K $178/mo list → $80 one-time with code BLACKFRIDAY ($89/mo with MYSTERY)

Top One Futures — frequently asked questions

Does Top One Futures have a discount code?

Yes — use code BLACKFRIDAY for 60% off IGNITE, 55% off Elite Daily (one-time payment), 30% off Instant Sim Funded; Elite Access $39 with buy 1 get 1 free at checkout. You can also try MYSTERY. Firms rotate codes, so test it before paying; if it fails, check our codes page for the latest.

Is Top One Futures legit and safe?

Top One Futures holds an estimated Trustpilot rating of 4.8/5 from roughly 5,345 reviews. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.

Does Top One Futures have a consistency rule?

Ignite 15%; Instant Sim Funded 20%; Elite 25% (funded only); Elite Daily 40% on the EVALUATION only — none once funded; Elite Access the reverse — none on the evaluation, 40% once funded.

What is Top One Futures's profit split?

Top One Futures's profit split is Up to 90%.

How fast does Top One Futures pay out?

Firm publishes '<12 hour average payout times'. All payouts run through Rise (RiseWorks) — crypto or bank transfer — and since 2026-07-24 a verified, linked Rise account is mandatory before a payout can even be requested Ongoing cadence: Daily on Elite Daily; funded Elite Access every 5 profitable days ($200/$250/$300/$350 minimum by size, counter resets after each payout); per-cycle profit target elsewhere.

Ready to try Top One Futures?

This link goes straight to the firm's own site.

Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.