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Firms / Top One Trader
Forex/CFD Tier B 1-step / 2-step / Instant

Top One Trader

Cheap entry ($19 for a $5k FLASH with code BLACKFRIDAY) — but EAs are challenge-only, banned once funded.

70% off WELCOME Visit site →

70% off FLASH, 2-Step PRO, Instant Funding and Instant Prime - first account only Checked Nov 6 · from firm site

Best for Traders who want a very cheap first evaluation (NOVA at $7, or a $5k FLASH at $19 with code WELCOME) and trade manually — the funded stage is EA-free

EA rules at Top One Trader

What Top One Trader allows for Expert Advisors and other automation, as we read its rules. Rules change: confirm with the firm before you buy.

EA in challenge only

  • Your own customised EA in the evaluation
  • No EAs or bots on funded accounts

Every prop firm’s EA rules compared →

Top One Trader discount codes

Apply at checkout for an instant discount.

Active
Public — apply at checkout
WELCOME
70% off FLASH, 2-Step PRO, Instant Funding and Instant Prime - first account only
BLACKFRIDAY
Up to 80% off: Instant Funding and Instant Prime 80% ($5K), 70% ($10K-$50K), 60% ($100K-$200K); FLASH and 2-Step PRO 70% ($5K), 60% ($10K-$50K), 50% ($100K+); Magnum and Size Matters 40%; NOVA buy 1 get 1 free
BOGO
Buy 1 NOVA challenge ($7 entry), get 1 free - limited time
SUMMER
Up to 60% off the legacy 2-Step tier (60% on $5k, 50% on $10k-$50k, 40% on $100k)
LAUNCHPAD
50% off X-DAILY (X-1-Step-DAILY) launch accounts, $5K-$100K - until the 500 accounts sell out

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FundedNext

4.5(83,257 est.)Forex/CFD + Futures
Up to 47% off

Up to 47% off: 47% off Futures Flex (40% from your 3rd Flex), 40% off Futures Rapid (47% on a trader's first futures purchase), 40% off Futures Direct; 30% off Stellar Instant (one per trader), 7% off Stellar 2-Step, 1-Step and Lite (CFD, plus a 120% refundable fee reward)

PFDEALS Get deal
No end date published NEW FundedNext review

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Phase rules, specific terms, all sizes for the variant you picked above. Updates as you change selection.

Pick a model + type + size above to see details.

Top One Trader at a glance

Key rules and pricing across all plans. Verify on the firm’s site — these change frequently.

Account size
$5k – $1M
Payout split
80-100%
Eval model
1-step / 2-step / Instant
Market
Forex/CFD
Key rules and pricing for Top One Trader
Profit target10% (FLASH) / 8% (2-Step PRO v2 P1) / 10% (legacy 2-Step P1) / 5% (NOVA) / none (Instant Funding, Instant Prime)
Read the full ruleShow less
Max drawdown7% trailing (1-Step FLASH) / 9% static (2-Step PRO v2) / 10% static (legacy 2-Step tier) / 6% trailing (Instant Funding) / 5% trailing (Instant Prime) / 6% trailing eval, 5% trailing funded (NOVA)
Read the full ruleShow less
Daily loss limit4% (FLASH, 2-Step PRO v2 and legacy 2-Step) / 3% (Instant Funding) / 2.5% (Instant Prime) / none in NOVA step 1, 3% once funded
Read the full ruleShow less
Consistency ruleNone on 1-Step FLASH and 2-Step PRO v2. Instant Funding: 15% consistency (highest day / total profit). Instant Prime and NOVA funded: ESS <= 20% ((largest winning day + |largest losing day|) / total profit). Consistency resets after each payout.
Read the full ruleShow less
Min trading days1-Step FLASH, 2-Step PRO v2: 3 · Legacy 2-Step: 5
Show 8 more rulesShow less
More rules and pricing for Top One Trader
Phase 2 target5% (2-Step PRO v2 P2 and legacy 2-Step P2)
Minimum hold timeProfitable trades must be held at least 5 minutes (tick-scalping rule)
Payout schedule1-Step FLASH: Every 14 days (weekly with add-on) · 2-Step PRO v2: Bi-weekly (weekly with add-on) · Magnum Account: First payout 14 days after the account opens, then bi-weekly (weekly as add-on); at least $10,000 profit before a withdrawal; minimum payout 2%; cap $25,000 per customer per rolling 30 days; fee refunded on the 4th payout (launch special); scaling up to $5,000,000
EA / botsEvaluation: EAs allowed but must be your own customised EA (off-the-shelf commercial bots prohibited). Funded: EAs/trading bots NOT allowed.
Read the full ruleShow less

External APIs disabled on all account types (blocks trade copiers, journaling tools and analytics). HFT, martingale and latency arbitrage prohibited everywhere.

News tradingEvaluation: unrestricted on all programs.
Read the full ruleShow less

Funded: no execution, close, or SL/TP modification within 5 minutes before/after a high-impact event (10-minute window); a trade opened 5+ hours earlier may have SL/TP triggered inside it, but manual closes are still violations.

First offence is a soft breach with profits deducted. (Add-on required on Instant Prime.)

Weekend holdingAllowed on 1-Step FLASH and 2-Step PRO accounts; Instant Funding requires the weekend-holding add-on.
Cheapest challenge$64
PropFirmMatch rating4.4/5 from 222 reviews (archived 2026-10-22; Trustpilot score suspended)

Rules and pricing verified 2026-10-29 against Top One Trader’s own site.

Details last changed .

Top One Trader plan rules, drawdown and payout terms

Every figure below is read from Top One Trader’s own published plan pages and re-checked 2026-10-29. Where a plan defers part of the fee, the balance is shown beside the price. Open a plan for its rules and its price per account size.

Top One Trader 1-Step FLASH rules

Top One Trader 1-Step FLASH rules
Profit target10%
Daily loss limit4%
Max drawdown7% trailing
Drawdown typeTrailing
Min trading days3
Consistency ruleNone
Profit split80% base, 90% with the upgrade add-on
Payout rulesEvery 14 days (weekly with add-on)
EA and trading botsEvaluation only — not allowed on funded
News tradingUnrestricted in evaluation; 5-min buffer when funded
LeverageEval: 10:1 (2:1 crypto) — Funded: FX 10:1, indices/commodities 5:1, crypto 0.3:1
Top One Trader 1-Step FLASH price per account size
Account sizePrice
$5,000$64
$10,000$107
$25,000$215
$50,000$286
$100,000$575
$200,000$1,079

Top One Trader 2-Step PRO v2 rules

Top One Trader 2-Step PRO v2 rules
Profit target8%
Phase 2 target5%
Daily loss limit4%
Max drawdown9% static
Drawdown typeStatic
Min trading days3
Consistency ruleNone
Profit split85% base, up to 100% with add-on
Payout rulesBi-weekly (weekly with add-on)
EA and trading botsEvaluation only — not allowed on funded
News tradingUnrestricted in evaluation; 5-min buffer when funded
LeverageEval: FX 100:1, indices/commodities 20:1 — Funded: FX 50:1, indices/commodities 5:1
Top One Trader 2-Step PRO v2 price per account size
Account sizePrice
$5,000$69
$10,000$162
$25,000$209
$50,000$435
$100,000$541
$150,000$863
$300,000$1,398

Top One Trader 2-Step (legacy tier) Legacy 2-Step rules

Top One Trader 2-Step (legacy tier) Legacy 2-Step rules
Profit target10%
Phase 2 target5%
Daily loss limit4%
Max drawdown10% static
Drawdown typeStatic
Min trading days5
Consistency ruleNone
Profit splitUp to 90%
EA and trading botsEvaluation only — not allowed on funded
News tradingUnrestricted in evaluation; 5-min buffer when funded
Leverage30:1 FX (10:1 metals/oils/indices, 2:1 crypto)
Top One Trader 2-Step (legacy tier) Legacy 2-Step price per account size
Account sizePrice
$5,000$78
$10,000$149
$25,000$315
$50,000$510
$100,000$998

Top One Trader Magnum Account (limited time) Magnum - $500K instant sim-funded account, no evaluation, 1 per customer rules

Top One Trader Magnum Account (limited time) Magnum - $500K instant sim-funded account, no evaluation, 1 per customer rules
Profit targetNone
Daily loss limit2% of the initial balance ($10,000), hard breach
Max drawdown4% trailing ($20,000) on closing balance; trails up until +4%, then locks at the starting balance
Drawdown typeTrailing
Min trading days
Consistency ruleESS 15% (help article, and the firm's card, which shows 12% struck through)
Profit split80% -> 90% -> 100% (1st / 2nd / 3rd+ payout); 100% from the first payout with an add-on
Payout rulesFirst payout 14 days after the account opens, then bi-weekly (weekly as add-on); at least $10,000 profit before a withdrawal; minimum payout 2%; cap $25,000 per customer per rolling 30 days; fee refunded on the 4th payout (launch special)…
EA and trading botsEAs and copy trading not allowed
News tradingBlocked 5 min either side of high-impact news (add-on available)
LeverageFX 50:1, indices & metals 10:1, crypto 1:1
Top One Trader Magnum Account (limited time) Magnum - $500K instant sim-funded account, no evaluation, 1 per customer price per account size
Account sizePrice
$500,000$3,495

Top One Trader Size Matters ($1M instant) Size Matters - $1M instant sim-funded account, no evaluation rules

Top One Trader Size Matters ($1M instant) Size Matters - $1M instant sim-funded account, no evaluation rules
Profit targetNone
Daily loss limit2%
Max drawdown4% trailing
Drawdown typeTrailing
Min trading days
Consistency ruleESS 20%
Profit splitUp to 90%
Payout rulesImmediate funding
EA and trading botsNot allowed (funded from day one)
News tradingSee Instant Funding
Leverage50:1
Top One Trader Size Matters ($1M instant) Size Matters - $1M instant sim-funded account, no evaluation price per account size
Account sizePrice
$1,000,000$5,995

Top One Trader Instant Funding rules

Top One Trader Instant Funding rules
Profit targetNone
Daily loss limit3%
Max drawdown6% trailing
Drawdown typeTrailing
Min trading days
Consistency rule15%
Profit splitUp to 90%
Payout rulesImmediate funding
EA and trading botsNot allowed (funded from day one)
News trading5-min buffer around high-impact news
Leverage50:1
Top One Trader Instant Funding price per account size
Account sizePrice
$5,000$135
$10,000$226
$25,000$423
$50,000$586
$100,000$1,142
$200,000$2,537

Top One Trader Instant Prime rules

Top One Trader Instant Prime rules
Profit targetNone
Daily loss limit2.5%
Max drawdown5% trailing
Drawdown typeTrailing
Min trading days
Consistency ruleESS <= 20%
Profit splitUp to 100%
Payout rulesImmediate funding
EA and trading botsNot allowed (funded from day one)
News tradingAdd-on required to trade the news
Leverage50:1
Top One Trader Instant Prime price per account size
Account sizePrice
$5,000$94
$10,000$223
$25,000$296
$50,000$410
$100,000$798
$200,000$1,776

Top One Trader NOVA (pay after you pass) rules

Top One Trader NOVA (pay after you pass) rules
Profit target5%
Daily loss limitNone in step 1, 3% once funded
Max drawdown6% trailing (step 1), 5% trailing (funded)
Drawdown typeTrailing
Min trading days
Consistency ruleESS <= 20% on funded
Profit splitUp to 100%
Payout rules$7 up front, activation fee only after you pass
EA and trading botsEvaluation only — not allowed on funded
News tradingSee NOVA news rules
Activation fee$59 (5K) / $99 (10K) / $165 (25K) / $275 (50K) / $550 (100K) / $880 (200K) / $1,247 (300K), non-refundable, due within 30 days of passing. Sale display: the homepage and /nova show each fee struck through at 30% off - $41 / $69 / $116…
Leverage100:1 step 1, 30:1 funded
Top One Trader NOVA (pay after you pass) price per account size
Account sizePrice
$5,000$7 + $59 on passing
$10,000$7 + $99 on passing
$25,000$7 + $165 on passing
$50,000$7 + $275 on passing
$100,000$7 + $550 on passing
$200,000$7 + $880 on passing
$300,000$7 + $1,247 on passing

Top One Trader X-1-Step-DAILY (Launchpad LP-01, limited) X-DAILY rules

Top One Trader X-1-Step-DAILY (Launchpad LP-01, limited) X-DAILY rules
Profit target10%
Daily loss limit3%
Max drawdown5% trailing
Drawdown typeTrailing
Min trading days
Consistency ruleBest day max 40% of total profit in the challenge; none on the funded account
Profit split80%
Payout rulesOne-time fee; code LAUNCHPAD takes 50% off ($33 / $55 / $110 / $150 / $300). Only 500 accounts, no restock. Stop loss required on every trade; open positions are closed automatically on Friday before the close; max 3 accounts; max open…
News tradingAllowed in the challenge, not on funded accounts
Leverage1:10
Top One Trader X-1-Step-DAILY (Launchpad LP-01, limited) X-DAILY price per account size
Account sizePrice
$5,000$65
$10,000$109
$25,000$219
$50,000$299
$100,000$599

Costs, payouts & platforms

What the account costs to run and how the money actually comes out — fees, payout timing and limits, scaling, and which platforms you can trade on.

Costs, payouts and platforms at Top One Trader
Commissions$2.50 per lot per side (FX, metals, indices, crypto) on all platforms

Strengths & watch-outs

What works in your favour, and the quirks, fees, hidden rules and operational catches we found in Top One Trader’s rules and FAQ. Always verify with the firm before purchase.

Strengths

  • +Generous max-drawdown buffer
  • +Static (not trailing) drawdown — equity gains stay banked
  • +EAs/automation officially allowed
  • +High payout split (80-100%)

Watch out for

  • !
    Trailing drawdown — equity gains can shift the breach line
  • !
    Tight daily drawdown (see at a glance) — verify your worst-day before committing
  • !
    Consistency rule applies (see at a glance)
  • !
    Minimum hold time (Profitable trades must be held at least 5 minutes (tick-scalping rule)) — kills tick-scalp setups
  • !
    Trustpilot has suspended this firm's TrustScore for a breach of its guidelines (Trustpilot says it removed fake reviews for this company). No star rating is shown until Trustpilot reinstates it - 3,490 reviews remain on file.
  • !
    EAs are challenge-only: allowed during evaluation if the EA is uniquely yours, but 'Using an EA / Trading bot on Simulated Funded Accounts is not allowed' (help centre). External APIs are disabled account-wide, so copiers and journaling tools are out too.
  • !
    Stop-loss required per trade (FLASH) unless add-on purchased — soft breach
  • !
    Equity Shield: auto-closes trades if daily loss >2%/symbol or >2.5% total
Show 20 more watch-outsShow 15 more watch-outsShow less
  • !
    Activity rule: must trade at least once per 30 days (hard breach)
  • !
    Lot sizing capped 20% account or 20 lots max on FLASH funded
  • !
    Daily profit cap 3% of the starting balance on FLASH funded — once hit, open trades are closed, trading pauses until the 5 PM EST reset and any profit above 3% is voided (not a breach)
  • !
    NOVA: $7 up front, activation fee only after you pass (5K $59 / 10K $99 / 25K $165 / 50K $275 / 100K $550 / 200K $880 / 300K $1,247) - the firm currently shows these struck through at 30% off ($41 / $69 / $116 / $193 / $385 / $616 / $873), with no code and no end date, so the fee due depends on the price on the day you pass
  • !
    NOVA: Unlimited free resets during evaluation
  • !
    $25k withdrawal cap per 30 days across all accounts
  • !
    5-minute minimum hold time ("Tick Scalping Rule"): any PROFITABLE trade closed in under 5 minutes is a violation - including partial closes and take-profit/stop-loss fills in profit. Profits from non-compliant trades are deducted.
  • !
    Copy trading between your own FUNDED accounts is banned outright, and identical trades must be at least 30 minutes apart across funded accounts you own.
    Read moreShow less

    Third-party "pass your challenge" services, signal services and managed accounts are all prohibited.

    Exception: on NOVA accounts (Challenge and Funded) you may copy trades between your own NOVA accounts with a cloud-based copier (MetaTrader 5 only: since 2026-11-04 the firm says cloud-based copiers are not supported on TradeLocker or MatchTrader), or manually replicate them to accounts you own elsewhere; EA-based copiers stay banned (the firm's general API article still bars API-based copiers with no exceptions).

  • !
    Weekend (Instant Funding and Instant Prime only; FLASH, NOVA and 2-Step PRO v2 may hold): all trades auto-close Friday 4:30 PM EST unless the Weekend Holding add-on is bought.
    Read moreShow less

    Crypto is the exception - it can be traded over the weekend if the position is opened after Friday 8 PM EST.

  • !
    Two new instant accounts sit above the old $200K ceiling: Magnum ($500K, limited time, 1 per customer, $2,097 with BLACKFRIDAY) and Size Matters ($1M, $3,597 with BLACKFRIDAY).
    Read moreShow less

    Both run 2% daily / 4% trailing - tighter than the 3% / 6% on the regular Instant sizes - and Magnum starts at an 80% split, needs $10,000 profit before the first withdrawal and waits 14 days for it

  • !
    Max initial allocation is $600,000 per individual OR HOUSEHOLD across all funded accounts - the cap is not per account.
  • !
    News: the 10-minute window bans modifying a stop-loss or take-profit, not just opening/closing.
    Read moreShow less

    A trade opened at least 5 hours before the event may have its SL/TP triggered inside the window without penalty, but manual closes never qualify. The calendar used is FXStreet.

  • !
    Top One Crypto is a separate storefront at toponecrypto.com (1-Step Challenge, 1-Step Funded and Instant; $100K max capital, $15K/month withdrawal cap, 1:5 BTC/ETH leverage, EAs banned once funded) - it is not sold in the toponetrader.com configurator.
  • !
    A video interview may be required before any withdrawal; failure to complete it within one week can void the payout and terminate the agreement.
  • !
    Payouts go only through RiseWorks (bank transfer or crypto), and a 2% processing fee is charged on every payout.

How to play Top One Trader

Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.

Code BLACKFRIDAY is the live headline discount (80% off the $5k Instant Funding and Instant Prime, 70% on the $10k-$50k Instant sizes and the $5k FLASH and 2-Step PRO, 60% on the $10k-$50k FLASH and 2-Step PRO and the $100k-$200k Instant sizes, 50% on the $100k-$200k FLASH and the $100k-$300k 2-Step PRO), but on your first account, code WELCOME takes 70% off every FLASH, 2-Step PRO, Instant Funding and Instant Prime size — the SUMMER code only touches the old 2-Step tier.

Read moreShow less

FLASH has no consistency rule and lets you hold over the weekend, but a stop-loss is required per trade unless you buy the add-on, and the funded stage caps daily profit at 3%.

Plan on trading manually: EAs are allowed in the evaluation only, and external APIs are disabled account-wide, so copiers and journaling tools will not connect.

Recommended pick
$50k 1-Step FLASH: $114 with code BLACKFRIDAY (was $286). $5k FLASH: $19 with BLACKFRIDAY (was $64).

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Top One Trader — frequently asked questions

Does Top One Trader have a discount code?

Yes — use code WELCOME for 70% off FLASH, 2-Step PRO, Instant Funding and Instant Prime - first account only at checkout. You can also try BLACKFRIDAY. Firms rotate codes, so test it before paying; if it fails, check our codes page for the latest.

Is Top One Trader legit and safe?

Trustpilot has suspended Top One Trader's score for a breach of its guidelines and removed a number of fake reviews, so no star rating is shown at all; 3,490 reviews remain on file. PropFirmMatch scored it 4.4/5 across 222 reviews at our last snapshot. That is a reason to read the rules closely, not proof of fraud - we re-verified Top One Trader's published rules and pricing on 2026-10-29. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.

Does Top One Trader have a consistency rule?

None on 1-Step FLASH and 2-Step PRO v2. Instant Funding: 15% consistency (highest day / total profit). Instant Prime and NOVA funded: ESS <= 20% ((largest winning day + |largest losing day|) / total profit). Consistency resets after each payout.

What is Top One Trader's profit split?

Top One Trader's profit split is 80-100%.

Does Top One Trader allow EAs or trading bots?

Evaluation: EAs allowed but must be your own customised EA (off-the-shelf commercial bots prohibited). Funded: EAs/trading bots NOT allowed. External APIs disabled on all account types (blocks trade copiers, journaling tools and analytics).

Ready to try Top One Trader?

This link goes straight to the firm's own site.

Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.