Topstep
OG futures prop — 15 years, CFTC-affiliated broker arm, transparent 90/10
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At a glance
Educational notes on this firm
Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.
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What the marketing pages don't tell you
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Topstep — frequently asked questions
Does Topstep have a discount code?
No public discount code is listed for Topstep at the moment — we update this as soon as one drops.
Is Topstep legit and safe?
Topstep holds an estimated Trustpilot rating of 3.6/5 from roughly 14,811 reviews. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.
What is Topstep's profit split?
Topstep's profit split is 90% (100% first $10K for pre-Jan-2026 accounts).
Does Topstep allow EAs or trading bots?
Automated strategies ALLOWED with conditions — Topstep gives no setup/troubleshooting support and makes no exceptions for errant trades. Trade copiers across multiple accounts are explicitly permitted. TopstepX API Access (powered by ProjectX) is a live paid product, $29/mo.…
Topstep at a glance
| Market | Futures |
|---|---|
| Models | 1-step Trading Combine |
| Profit split | 90% (100% first $10K for pre-Jan-2026 accounts) |
| Profit target | $3,000 / $6,000 / $9,000 (6% of account) |
| Max drawdown | $2,000 / $3,000 / $4,500 END-OF-DAY trailing MLL - it rises with your end-of-day balance, never falls, and locks permanently once it reaches your starting balance. Breach is monitored in… |
| Daily loss limit | OPTIONAL in the Combine — $1,000 / $2,000 / $3,000. Auto-liquidates for the session, not a rule violation. Fixed if set at checkout; a manual Personal DLL (incl. a trailing PDLL) can be… |
| Consistency rule | Consistency Target: best single day should stay at or below 55% of the PROFIT TARGET - $1,650 / $3,300 / $4,950 (raised from 50% in September 2026; the old undisclosed buffer on top of the… |
| Min trading days | 2 |
| Payout schedule | 1-3 business days approval; $125 minimum payout request. Every request is capped at 50% of your account balance, up to the dollar cap for your size. · XFA Standard: 5 winning days of $150+.… |
| EA / bots | Automated strategies ALLOWED with conditions — Topstep gives no setup/troubleshooting support and makes no exceptions for errant trades. Trade copiers across multiple accounts are… |
| News trading | Allowed, with one hard stop: purposefully trading your full Maximum Position Size directly into a scheduled major news event is prohibited conduct. |
| Weekend holding | No overnight/weekend holding. The trading day runs 5:00 PM CT to 3:10 PM CT, and all positions must be closed by 3:10 PM CT or the product's market close, whichever comes first. |
| Cheapest challenge | $49 |
| Trustpilot (estimate) | 3.6/5 from ~14,811 reviews |
Topstep plan rules, drawdown and payout terms
Every figure below is read from Topstep’s own published plan pages and re-checked 2026-09-10. Where a plan defers part of the fee, the balance is shown beside the price.
Topstep 1-Step Trading Combine Standard Path (lower monthly + $149 activation) rules
| Profit target | $3,000 / $6,000 / $9,000 (6% of account) |
|---|---|
| Daily loss limit | OPTIONAL in the Combine — $1,000 / $2,000 / $3,000. Auto-liquidates for the session, not a rule violation. Fixed if set at checkout; a manual Personal DLL (incl. a trailing PDLL) can be added or removed any time. |
| Max drawdown | $2,000 / $3,000 / $4,500 END-OF-DAY trailing MLL - it rises with your end-of-day balance, never falls, and locks permanently once it reaches your starting balance. Breach is monitored in real time on realized AND unrealized P&L: touch it… |
| Drawdown type | trailing_eod |
| Min trading days | 2 |
| Consistency rule | Consistency Target: best single day should stay at or below 55% of the PROFIT TARGET - $1,650 / $3,300 / $4,950 (raised from 50% in September 2026; the old undisclosed buffer on top of the 50% was removed at the same time). Exceeding it is… |
| Profit split | 90/10 (post-Jan 12, 2026); pre-Jan-2026 accounts grandfathered 100% first $10K |
| Payout rules | XFA Standard: 5 winning days of $150+. XFA Consistency: 3 days at the 40% consistency target. Live Funded: 5 winning days of $150+ per cycle, daily payouts unlocked after 30 winning days. |
| EA and trading bots | Automated strategies ALLOWED with conditions — Topstep gives no setup/troubleshooting support and makes no exceptions for errant trades. Trade copiers across multiple accounts are explicitly permitted. TopstepX API Access (powered by… |
| News trading | Allowed, with one hard stop: purposefully trading your full Maximum Position Size directly into a scheduled major news event is prohibited conduct. |
| Account size | Price |
|---|---|
| $50K | $49/mo + $149 activation |
| $100K | $99/mo + $149 activation |
| $150K | $199/mo + $149 activation |
Topstep 1-Step Trading Combine No Activation Fee Path rules
| Profit target | $3,000 / $6,000 / $9,000 (6% of account) |
|---|---|
| Daily loss limit | OPTIONAL in the Combine — $1,000 / $2,000 / $3,000. Auto-liquidates for the session, not a rule violation. Fixed if set at checkout; a manual Personal DLL (incl. a trailing PDLL) can be added or removed any time. |
| Max drawdown | $2,000 / $3,000 / $4,500 END-OF-DAY trailing MLL - it rises with your end-of-day balance, never falls, and locks permanently once it reaches your starting balance. Breach is monitored in real time on realized AND unrealized P&L: touch it… |
| Drawdown type | trailing_eod |
| Min trading days | 2 |
| Consistency rule | Consistency Target: best single day should stay at or below 55% of the PROFIT TARGET - $1,650 / $3,300 / $4,950 (raised from 50% in September 2026; the old undisclosed buffer on top of the 50% was removed at the same time). Exceeding it is… |
| Profit split | 90/10 (post-Jan 12, 2026); pre-Jan-2026 accounts grandfathered 100% first $10K |
| Payout rules | XFA Standard: 5 winning days of $150+. XFA Consistency: 3 days at the 40% consistency target. Live Funded: 5 winning days of $150+ per cycle, daily payouts unlocked after 30 winning days. |
| EA and trading bots | Automated strategies ALLOWED with conditions — Topstep gives no setup/troubleshooting support and makes no exceptions for errant trades. Trade copiers across multiple accounts are explicitly permitted. TopstepX API Access (powered by… |
| News trading | Allowed, with one hard stop: purposefully trading your full Maximum Position Size directly into a scheduled major news event is prohibited conduct. |
| Account size | Price |
|---|---|
| $50K | $95/mo (no activation) |
| $100K | $149/mo (no activation) |
| $150K | $229/mo (no activation) |
Topstep discount codes
No public discount code is listed for Topstep right now.
How to play Topstep
Take the Standard Path at $49/mo on the 50k — if you bust you only lose $49; pass and pay the $149 activation. Add a Daily Loss Limit at checkout: on the No-Activation path it takes $10-$30 off, and since June 2026 it doubles your XFA payout cap either way. Plan for at least 2 trading days and keep your best day under $1,650 (55% of the $3,000 target), or the consistency target moves against you.
Things to know before you buy
- Consistency Target is 55% of the PROFIT TARGET (best day under $1,650 / $3,300 / $4,950) - raised from 50% in September 2026, and the old undisclosed buffer that sat on top of the 50% was scrapped in…
- You cannot pass in one day. Two trading days minimum, by rule
- Trading day runs 5:00 PM CT - 3:10 PM CT; everything must be flat by 3:10 PM CT
- VPS, VPN and remote servers are prohibited — all activity must come from your personal device, and running automation on a VPS can mean suspension or removal
- TopstepX API Access (ProjectX) is $29/mo, 50% off with the firm's own code "topstep" = $14.50/mo, no end date. Billed separately as "Sim2Funded Solutions"
Rules and pricing verified 2026-09-10 against Topstep’s own site.
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