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Forex/CFD Tier C 1-step / 2-step / 3-step / instant

ThinkCapital

ThinkTrader proprietary platform with instant-funding Bolt accounts — best for users already on ThinkTrader.

20% off QUIZ20 Visit site →

20% off your first account (Trader Profile Quiz code) Checked Nov 6 · from firm site

Best for Traders prioritizing broker-backing (ThinkMarkets liquidity) and base low cost. Less attractive for traders needing news trading without paying addon. Higher seasonal promo cadence than peer firms.

EA rules at ThinkCapital

What ThinkCapital allows for Expert Advisors and other automation, as we read its rules. Rules change: confirm with the firm before you buy.

Allowed, but can't run now

  • The firm's FAQ: EAs can't be deployed, the ThinkMarkets app has no automated trading
  • Only TradingView tools such as indicators work
  • Program pages still say EAs are allowed; the Terms need written risk-team permission

Every prop firm’s EA rules compared →

ThinkCapital discount codes

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20% off your first account (Trader Profile Quiz code)
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FundedNext

4.5(83,257 est.)Forex/CFD + Futures
Up to 47% off

Up to 47% off: 47% off Futures Flex (40% from your 3rd Flex), 40% off Futures Rapid (47% on a trader's first futures purchase), 40% off Futures Direct; 30% off Stellar Instant (one per trader), 7% off Stellar 2-Step, 1-Step and Lite (CFD, plus a 120% refundable fee reward)

PFDEALS Get deal
No end date published NEW FundedNext review

Configure your challenge

Pick model → type → account size to see the exact rules & price for that variant.

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Your selection — full details

Phase rules, specific terms, all sizes for the variant you picked above. Updates as you change selection.

Pick a model + type + size above to see details.

ThinkCapital at a glance

Key rules and pricing across all plans. Verify on the firm’s site — these change frequently.

Account size
$2.5k – $100k
Payout split
80% scaling to 90%
Eval model
1-step / 2-step / 3-step / instant
Market
Forex/CFD
Key rules and pricing for ThinkCapital
Profit target1-step Lightning: 10% · 2-step Dual Step Intraday, 2-step Dual Step Swing: 9% · 3-step Nexus: 7%
Max drawdown1-step Lightning: 6% trailing (locks once +6%) · 2-step Dual Step Intraday, 2-step Dual Step Swing: 7% challenge / 8% funded · 3-step Nexus: 8% fixed
Read the full ruleShow less
Daily loss limit1-step Lightning: 3% balance · 2-step Dual Step Intraday: 4% equity · 2-step Dual Step Swing, 3-step Nexus: 4% balance
Read the full ruleShow less
Consistency rule3 profitable days required before withdrawal - a profitable day is one closing at least 0.5% up on the balance at day start while the overall balance is above the initial starting balance.
Read the full ruleShow less

Applies to the FUNDED stage only (Nexus/Lightning/Dual Step), not to the challenge stage; those three programs publish no best-day cap. Bolt and Bolt Flex have no profitable-days requirement but carry a best-day consistency cap: 20% on Bolt, 25% on Bolt Flex.

Min trading days3
Show 8 more rulesShow less
More rules and pricing for ThinkCapital
Drawdown typeLightning: 6% trailing that locks at the INITIAL BALANCE once the account grows by 6%. Bolt: trailing equity that also locks at the INITIAL BALANCE once the account grows by 6%.
Read the full ruleShow less

Bolt Flex: 7% trailing on the highest CLOSED balance (floating profit never moves it) that locks at the INITIAL BALANCE once the balance grows by 7%. Dual Step and Nexus: STATIC (fixed to initial starting balance).

Payout schedule1-step Lightning, 2-step Dual Step Intraday, 2-step Dual Step Swing, 3-step Nexus: Bi-weekly · instant Bolt, instant Bolt Flex: Every 14 days (On-Demand Payouts add-on)
EA / botsAllowed in principle, but not usable in practice: the firm's EA FAQ says EAs, bots and other automated trading tools cannot currently be deployed on any program, because the ThinkMarkets app does not support automated trading; only TradingView-based tools such as indicators can be used.
Read the full ruleShow less

No EA add-on exists.

The program pages still list EAs as allowed, and the Terms of Service (clause 5.5(i) and table 6.4) require written permission from the risk team (risk@thinkcapital.com) for any EA, script or robot, and only for tools compatible with TradingView or the ThinkMarkets app.

News tradingRestricted — 4-min blackout (2 min before/after high-impact events) on Lightning, Dual Step Intraday and Nexus; Bolt and Bolt Flex have their own 10-min window (5 min before/after), no add-on; Dual Step Swing allows news by default. News Trading Add-On is sold for Lightning and Nexus only.
Weekend holdingOvernight allowed on ALL account types (challenge and funded).
Read the full ruleShow less

Weekend holding allowed on Lightning, Nexus and Dual Step Swing; NOT allowed on Dual Step Intraday, and on Bolt and Bolt Flex only with the Weekend Holding add-on — otherwise all trades must be closed before Friday 21:00 UTC.

Inactivity ruleMinimum 1 trade per 30 days on every program (Lightning, Dual Step, Nexus, Bolt, Bolt Flex) - firm rule tables 2026-08-17.
Cheapest challenge$39
PropFirmMatch rating4.0/5 from 63 reviews (archived 2026-10-22; Trustpilot score suspended)

Rules and pricing verified 2026-10-25 against ThinkCapital’s own site.

Codes and prices last changed .

ThinkCapital plan rules, drawdown and payout terms

Every figure below is read from ThinkCapital’s own published plan pages and re-checked 2026-10-25. Where a plan defers part of the fee, the balance is shown beside the price. Open a plan for its rules and its price per account size.

ThinkCapital 1-step Lightning rules

ThinkCapital 1-step Lightning rules
Profit target10%
Daily loss limit3% balance
Max drawdown6% trailing (locks once +6%)
Min trading days3
Profit split80% default, 90% addon
Payout rulesBi-weekly
EA and trading botsAllowed in principle, but cannot currently be deployed (ThinkMarkets app has no automated trading); TradingView indicators only; HFT prohibited
News trading4-min window unless addon
Leverage1:30
ThinkCapital 1-step Lightning price per account size
Account sizePrice
$5,000$59
$10,000$99
$25,000$199
$50,000$299
$100,000$499

ThinkCapital 2-step Dual Step Intraday rules

ThinkCapital 2-step Dual Step Intraday rules
Profit target9%
Phase 2 target5%
Daily loss limit4% equity
Max drawdown7% challenge / 8% funded
Min trading days3
Profit split80% default, 90% addon
Payout rulesBi-weekly
EA and trading botsAllowed in principle, but cannot currently be deployed (ThinkMarkets app has no automated trading); TradingView indicators only; HFT prohibited
News tradingProhibited — no news add-on available on Dual Step Intraday
Leverage1:100
ThinkCapital 2-step Dual Step Intraday price per account size
Account sizePrice
$5,000$59
$10,000$99
$25,000$199
$50,000$299
$100,000$499

ThinkCapital 2-step Dual Step Swing rules

ThinkCapital 2-step Dual Step Swing rules
Profit target9%
Phase 2 target5%
Daily loss limit4% balance
Max drawdown7% challenge / 8% funded
Min trading days3
Profit split80% default, 90% addon
Payout rulesBi-weekly
EA and trading botsAllowed in principle, but cannot currently be deployed (ThinkMarkets app has no automated trading); TradingView indicators only; HFT prohibited
News tradingAllowed
Leverage1:100
ThinkCapital 2-step Dual Step Swing price per account size
Account sizePrice
$5,000$82
$10,000$138
$25,000$278
$50,000$418
$100,000$698

ThinkCapital 3-step Nexus rules

ThinkCapital 3-step Nexus rules
Profit target7%
Phase 2 target6%
Daily loss limit4% balance
Max drawdown8% fixed
Min trading days3
Profit split80% default, 90% addon
Payout rulesBi-weekly
EA and trading botsAllowed in principle, but cannot currently be deployed (ThinkMarkets app has no automated trading); TradingView indicators only; HFT prohibited
News tradingProhibited unless News add-on
Leverage1:100
ThinkCapital 3-step Nexus price per account size
Account sizePrice
$5,000$39
$10,000$79
$25,000$139
$50,000$199
$100,000$349

ThinkCapital instant Bolt rules

ThinkCapital instant Bolt rules
Daily loss limit3% (equity-based on initial equity, resets 5PM EST)
Max drawdown6% trailing equity (locks at initial balance once the account grows by 6%)
Min trading days
Consistency rule20% best-day cap
Profit split80% (90% with add-on)
Payout rulesEvery 14 days (On-Demand Payouts add-on)
Weekend holdingAdd-on only
LeverageDynamic up to 1:50
ThinkCapital instant Bolt price per account size
Account sizePrice
$2,500$39
$5,000$71
$10,000$127
$25,000$279
$50,000$479
$100,000$899

ThinkCapital instant Bolt Flex rules

ThinkCapital instant Bolt Flex rules
Daily loss limit3% (balance-based on initial balance, resets 5PM EST from end-of-day balance)
Max drawdown7% trailing balance (trails highest closed balance; locks at initial balance once balance grows by 7%)
Min trading days
Consistency rule25% best-day cap
Profit split80% (90% with add-on)
Payout rulesEvery 14 days (On-Demand Payouts add-on)
Weekend holdingAdd-on only
LeverageDynamic up to 1:50
ThinkCapital instant Bolt Flex price per account size
Account sizePrice
$2,500$59
$5,000$107
$10,000$191
$25,000$419
$50,000$719

Key rules in ThinkCapital’s own words

Quoted verbatim from ThinkCapital’s published trading rules, so you see the exact wording that decides a breach — not our paraphrase.

“The use of automated trading systems or Expert Advisors (EAs) is permitted at ThinkCapital by default across all Account Types”
— EA policy, ThinkCapital rules
“Weekend holding is not permitted on Dual Step Intraday accounts or Bolt and Bolt Flex accounts without the Weekend Holding Add-On.”
— Weekend holding, ThinkCapital rules
“No trades, including limit and stop orders, may be executed 2 minutes before and 2 minutes after a high-impact news event (total of 4 minutes).”
— News trading, ThinkCapital rules
“By default, all simulated funded accounts (Lightning, Dual Step, and Nexus) offer bi-weekly payouts. … If a trader selects the weekly payout option when purchasing the challenge, they will receive weekly payouts for the duration of their active simulated funded account.”
— Payout add-ons, ThinkCapital rules

Costs, payouts & platforms

What the account costs to run and how the money actually comes out — fees, payout timing and limits, scaling, and which platforms you can trade on.

Costs, payouts and platforms at ThinkCapital
Scaling planProgram pages and the scaling FAQ now agree: $600,000 maximum funded allocation on Lightning, Dual Step and Nexus, scalable to $1,500,000 overall.
Read the full ruleShow less

Bolt and Bolt Flex share one $192,500 maximum active allocation (one active account per account size across Bolt and Bolt Flex), scale together up to $500,000, and count toward the $600,000 / $1.5 million limits.

Challenges scale by 20% for a 10% return in a three-month review cycle that also requires four successful withdrawals; Bolt and Bolt Flex scale by 25% after 10% profit across four payouts in two months. (Program pages + FAQ.)

Strengths & watch-outs

What works in your favour, and the quirks, fees, hidden rules and operational catches we found in ThinkCapital’s rules and FAQ. Always verify with the firm before purchase.

Strengths

  • +EAs/automation officially allowed
  • +High payout split (80% scaling to 90%)

Watch out for

  • !
    Lower tier — niche or specialized fit
  • !
    Trustpilot has suspended this firm's TrustScore for a breach of its guidelines (Trustpilot says it removed fake reviews for this company). No star rating is shown until Trustpilot reinstates it — 606 reviews remain on file.
    Read moreShow less
  • !
    Lightning drawdown trails until the account grows by 6%, then locks at the INITIAL BALANCE (breakeven) - not 6% above it, and neither pure static nor pure trailing. Firm wording: '6% trailing, locked at initial balance once it grows by 6%'.
    Read moreShow less
  • !
    News trading PROHIBITED on Lightning, Dual Step Intraday, Nexus, Bolt and Bolt Flex (challenge and funded); the News Trading add-on lifts it on Lightning and Nexus only, and Dual Step Swing allows news
  • !
    EAs: the firm's website FAQ says EAs are allowed in principle but cannot currently be deployed, because the ThinkMarkets app does not support automated trading (only TradingView-based tools such as indicators work).
    Read moreShow less

    Its older help-centre article still says they are permitted by default, and the Terms of Service (5.5(i)) require written permission from the risk team (risk@thinkcapital.com) — do not buy an account planning to run an EA.

  • !
    ThinkMarkets-backed (regulated broker) -- institutional liquidity claim
  • !
    Allocation caps: $600,000 maximum funded allocation on Lightning/Dual Step/Nexus, scalable to $1.5 million overall.
    Read moreShow less

    Bolt and Bolt Flex share a $192,500 active cap (one active account per size across both; an active $25K Bolt blocks a $25K Bolt Flex), scalable to $500,000 combined, and count toward the $600K / $1.5M limits.

  • !
    Challenge fee refund is processed automatically with your 3rd payout on every program, including Bolt and Bolt Flex — no separate request needed; a full refund is also possible within 14 days if the account has not been traded. The firm may withhold a $20 administrative fee per refund.
Show 11 more watch-outsShow 6 more watch-outsShow less
  • !
    Three payout methods: cryptocurrency (USDT TRC20/ERC20), Rise.io and a ThinkMarkets live account. Payouts processed within 3 business days, then 24-48h to reflect
  • !
    Nexus 3-step formula targets descend: 7% -> 6% -> 5%
  • !
    Bolt instant funding (launched July 2026, reworked early October 2026): $2.5K-$100K from $39, 3% daily / 6% trailing equity DD that locks at the initial balance once the account grows by 6% (the rule table said 'after first withdrawal' until the firm aligned it with the feature card and FAQ on 2026-10-06), leverage to 1:50, 20% best-day cap, no profitable-days minimum, 6% profit needed for the first payout only.
    Read moreShow less

    The rework cut the base split from up to 90% to 80% (90% is now a paid add-on).

  • !
    Account sizes cap at $100K on every program (Bolt gained a $100K tier in October 2026) - no $200K/$300K sold
  • !
    Bolt instant pricing: $2.5K $39 / $5K $71 / $10K $127 / $25K $279 / $50K $479 / $100K $899 (firm's /instant-funding/ widget; every old size exactly 20% cheaper than before)
  • !
    Bolt Flex instant funding (launched on the website 2026-10-22): $2.5K $59 / $5K $107 / $10K $191 / $25K $419 / $50K $719 (no $100K), about 50% dearer than Bolt in exchange for balance-based limits: 3% daily set from the end-of-day balance and a 7% max loss that trails the highest closed balance and locks at the initial balance once the balance grows by 7%.
    Read moreShow less

    25% best-day cap (Bolt 20%), 7% profit needed for the first payout (Bolt 6%). One active account per size across Bolt and Bolt Flex ($192,500 combined).

How to play ThinkCapital

Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.

Platform blocker: ThinkTrader is proprietary, not MT5. EAs cannot currently be deployed on it. Dual Step 2-step provides 1.8pp DD buffer.

Read moreShow less

The firm no longer publishes a welcome code on its site; QUIZ20 from the Trader Profile Quiz is labelled 20% off but took 15% at checkout in our last test.

Recommended pick
$50k Dual Step Intraday: ~$299

ThinkCapital — frequently asked questions

Does ThinkCapital have a discount code?

Yes — use code QUIZ20 for 20% off your first account (Trader Profile Quiz code) at checkout. Firms rotate codes, so test it before paying; if it fails, check our codes page for the latest.

Is ThinkCapital legit and safe?

Trustpilot has suspended ThinkCapital's score for a breach of its guidelines and removed a number of fake reviews, so no star rating is shown at all; 606 reviews remain on file. PropFirmMatch scored it 4.0/5 across 63 reviews at our last snapshot. That is a reason to read the rules closely, not proof of fraud - we re-verified ThinkCapital's published rules and pricing on 2026-10-25. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.

Does ThinkCapital have a consistency rule?

3 profitable days required before withdrawal - a profitable day is one closing at least 0.5% up on the balance at day start while the overall balance is above the initial starting balance.

What is ThinkCapital's profit split?

ThinkCapital's profit split is 80% scaling to 90%.

Does ThinkCapital allow EAs or trading bots?

Allowed in principle, but not usable in practice: the firm's EA FAQ says EAs, bots and other automated trading tools cannot currently be deployed on any program, because the ThinkMarkets app does not support automated trading; only TradingView-based tools such as indicators can be used.

Ready to try ThinkCapital?

This link goes straight to the firm's own site.

Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.