Industry standard 2-step: refundable fee, no time limit. 1-step: 90% split from the start.
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What FTMO allows for Expert Advisors and other automation, as we read its rules. Rules change: confirm with the firm before you buy.
Any EA OK
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Pick model → type → account size to see the exact rules & price for that variant.
Phase rules, specific terms, all sizes for the variant you picked above. Updates as you change selection.
Pick a model + type + size above to see details.
Key rules and pricing across all plans. Verify on the firm’s site — these change frequently.
| Profit target | 10% |
|---|---|
| Max drawdown | 10% static (2-Step) / 10% trailing EOD (1-Step) |
| Daily loss limit | 5% (2-Step) / 3% (1-Step) |
| Consistency rule | 1-Step: Consistency rule for accounts from orders created on or after 12 Oct 2026, and for any account merged on or after that date - your Best Day may be at most 50% of your total profit (the sum of closed profits AND losses across all trading days).Read the full ruleShow less1-Step accounts directly initiated from older orders keep the legacy Best Day rule (50% of Positive Days' Profit). Instant Account: Best Day max 30% of total profit to be eligible for a Reward. 2-Step: none |
| Min trading days | 4 |
| Phase 2 target | 5% |
|---|---|
| Minimum hold time | No hold-time rule. Min 4 trading days per phase on 2-Step only (any day you open a trade counts); none on 1-Step or once funded |
| Payout schedule | 1-step Normal: Bi-weekly (on-demand after 14 calendar days from first trade) · 2-step Swing: Bi-weekly · 2-step Normal: Bi-weekly (on-demand after 14 days from first trade) |
| EA / bots | Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day) |
| News trading | Restricted on Standard funded; allowed on Swing |
| Weekend holding | Standard accounts: on the funded FTMO Account and the Instant Account, close all positions before any market break longer than 2 hours (weekends included); no restriction during the Challenge or Verification.Read the full ruleShow lessSwing accounts: can hold over weekends. FTMO Futures: no overnight or weekend holding - all positions and resting orders must be closed by 4:10 p.m. ET (or the earlier market close) each trading day |
| Trustpilot (estimate) | 4.8/5 from ~56,096 reviews |
Rules and pricing verified 2026-11-08 against FTMO’s own site.
Every figure below is read from FTMO’s own published plan pages and re-checked 2026-11-08. Where a plan defers part of the fee, the balance is shown beside the price. Open a plan for its rules and its price per account size.
| Profit target | 10% |
|---|---|
| Daily loss limit | 3% |
| Max drawdown | 10% trailing EOD |
| Min trading days | |
| Profit split | 90% |
| Payout rules | Bi-weekly (on-demand after 14 calendar days from first trade) |
| Leverage | 1:100 Forex, 1:50 Metals, 1:5 Crypto |
| Account size | Price |
|---|---|
| $10,000 | €79 |
| $25,000 | €199 |
| $50,000 | €319 |
| $100,000 | €499 |
| $200,000 | €999 |
| Profit target | 10% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit | 5% |
| Max drawdown | 10% static |
| Min trading days | 4 |
| Profit split | 80% (scaling to 90%) |
| Payout rules | Bi-weekly |
| EA and trading bots | Allowed, including third-party EAs |
| News trading | Allowed (no restrictions) |
| Leverage | Up to 1:30 |
| Account size | Price |
|---|---|
| $10,000 | €89 |
| $25,000 | €250 |
| $50,000 | €345 |
| $100,000 | €540 |
| $200,000 | €1,080 |
| Profit target | 10% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit | 5% |
| Max drawdown | 10% static |
| Min trading days | 4 |
| Profit split | 80% (scaling to 90% via Scaling Plan) |
| Payout rules | Bi-weekly (on-demand after 14 days from first trade) |
| Leverage | 1:100 Forex, 1:50 Metals, 1:5 Crypto |
| Account size | Price |
|---|---|
| $10,000 | €89 |
| $25,000 | €250 |
| $50,000 | €345 |
| $100,000 | €540 |
| $200,000 | €1,080 |
| Daily loss limit | 3% |
|---|---|
| Max drawdown | 10% intraday trailing on balance (closed trades only): stays 10% of the initial capital below your highest balance |
| Min trading days | |
| Consistency rule | Best Day max 30% of total profit |
| Profit split | 90% |
| Payout rules | 90% from the first Reward; a Reward needs your Best Day at or below 30% of total profit (Consistency 30%) |
| Leverage | Up to 1:100 |
| Account size | Price |
|---|---|
| $5,000 | €169 |
| $10,000 | €339 |
| $25,000 | €749 |
| $50,000 | €1,499 |
| $100,000 | €2,999 |
| Profit target | $3,000 / $6,000 / $9,000 (50K/100K/150K) |
|---|---|
| Daily loss limit | None in Evaluation; soft $1,000-$3,000 when Sim-Funded (positions auto-close, account survives to next day) |
| Max drawdown | EOD trailing $2,000 / $3,000 / $4,500 (50K/100K/150K) on Evaluations created on or after 5 Nov 2026, 4:30 a.m. ET (earlier Growth 100K/150K accounts keep $3,500 / $5,000, including the Sim-Funded and Live accounts they lead to); limit only… |
| Min trading days | |
| Profit split | 90% (90/10 ratio) |
| Payout rules | Every 4 Qualifying Days (min daily profit $150/$300/$450 on 50K/100K/150K for Evaluations created on or after 5 Nov 2026; $150/$250/$300 on earlier accounts); withdraw up to 50% of profit above initial capital, capped $2,500/$3,000/$4,000… |
| Account size | Price |
|---|---|
| $50,000 | $119/mo |
| $100,000 | $169/mo |
| $150,000 | $229/mo |
| Profit target | $3,000 / $6,000 / $9,000 (50K/100K/150K) |
|---|---|
| Daily loss limit | Hard $1,000 / $1,500 / $2,000 (50K/100K/150K) in BOTH Evaluation and Sim-Funded |
| Max drawdown | EOD trailing $3,000 / $4,500 / $6,000 (50K/100K/150K); limit only increases, locks at Initial Simulated Capital |
| Min trading days | |
| Profit split | 90% (90/10 ratio) |
| Payout rules | Every 5 Qualifying Days (min daily profit $200/$300/$500 on 50K/100K/150K); withdraw 100% of profit above initial capital, capped $5,000/$6,000/$8,000 per request; min payout $20 |
| Account size | Price |
|---|---|
| $50,000 | $139/mo |
| $100,000 | $199/mo |
| $150,000 | $269/mo |
What works in your favour, and the quirks, fees, hidden rules and operational catches we found in FTMO’s rules and FAQ. Always verify with the firm before purchase.
For orders created on or after 12 Oct 2026 that total is net of losing days (FTMO's new Consistency rule), which is stricter than the legacy Best Day rule older accounts keep (Positive Days' Profit only). Going over isn't a breach - you keep trading until it's back under.
No coupon code — the price is already reduced in the buy widget. Every other size is full price. FTMO rotates promos, so confirm the price in the widget before you buy.
Unlike the 1-Step, the max loss limit does NOT reset when you withdraw a Reward, so once your balance is above 110% of the starting capital a withdrawal can itself breach the limit.
Only one Instant Account can be active at a time, and the Scaling Plan and Premium Programme do not apply to it.
On the move, each Sim-Funded Account with at least one payout becomes a Live Funded Account that starts from $0 profit, with starting capital equal to its max drawdown; Sim-Funded Accounts without a payout and all running Evaluations are closed and their Evaluation fee refunded (reset fees are not).
Unrequested Sim-Funded profit is settled with one automatic payout (only the largest if several accounts qualify) and the rest is forfeited. While you hold a Live Funded Account (max 3) you cannot hold Sim-Funded Accounts or buy Evaluations.
Live accounts pay daily at 90/10 with no payout cap and no daily loss limit; the end-of-day trailing max drawdown is the only rule, and a breach ends the account, which cannot be reset.
FTMO calls Growth "a new product" it is "fine-tuning with real market data", so expect more objective changes that apply only to future purchases; accounts created before the cut-off keep their original values, including the Sim-Funded and Live accounts they lead to.
Model-specific observations about their rules and mechanics. Educational only — not trading or investment advice.
Industry leader for a reason — payout history is the longest-running. 2-step gives 4.8pp DD buffer. EOD trailing on 1-step is tight — stick with 2-step unless you're confident in pace. Weekend holding banned on funded Standard.
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Compare all 56 prop firms · All discount codes · Cheapest prop firms
No public discount code is listed for FTMO at the moment.
FTMO holds an estimated Trustpilot rating of 4.8/5 from roughly 56,096 reviews. As with any prop firm, read the current rules and payout terms before buying, and start with a smaller account size.
1-Step: Consistency rule for accounts from orders created on or after 12 Oct 2026, and for any account merged on or after that date - your Best Day may be at most 50% of your total profit (the sum of closed profits AND losses across all trading days).
FTMO's profit split is 80% (2-step) / 90% (1-step, Instant).
Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day).
This link goes straight to the firm's own site.
Trading involves risk of capital loss. Past performance does not guarantee future results. This is not financial advice — verify firm rules before purchase.