PROP FIRM COMPARISON • UPDATED SEPTEMBER 2026

FTMO vs The5ers — Which Should You Pick in 2026?

FTMO and The5ers are both long-running Forex/CFD firms, but they ask for opposite behaviour. FTMO's 2-Step runs a 10% static drawdown with a 5% daily limit and no consistency rule, while The5ers puts a mandatory stop loss on every order and holds Pro Growth and Hyper Growth to a 6% static drawdown with a 3% daily limit. Entry cost is the other gap: The5ers sells High Stakes from $19, where FTMO's cheapest published example is a €345 $50k 2-Step.

Quick verdict

Pick FTMO if: Established traders with track record (unchanged).

Pick The5ers if: Slow consistent growth + SL discipline; Bootcamp users wanting scaled funding for low entry; High Stakes flat-$19 promo currently makes it cheapest entry across all sizes.

Highest Trustpilot rating goes to FTMO.

Get the FTMO deal →  ·  Get the The5ers deal →

Side-by-side comparison

FTMOThe5ers
Cheapest challenge$50k 2-Step: €345$19
Account model1-step / 2-step / Futures (Beta)2-step / 1-step / Bootcamp / Futures
Profit target10% → 5%10% (Pro Growth, Hyper Growth, and High Stakes Step 1 on the New variant); 8% (High Stakes Step 1 on the Classic variant - sold at EVERY size, not just 50K/100K); 6% (Bootcamp each step) → 5% (High Stakes P2); 5% Bootcamp funded
Max drawdown10% static (2-Step) / 10% trailing EOD (1-Step)6% (Pro Growth, Hyper Growth, both static), 10% (High Stakes 2.5K-25K) / 8% (High Stakes 50K-100K), static, 5% eval + 4% funded (Bootcamp)
Daily drawdown5% (2-Step) / 3% (1-Step)3% (Pro Growth, Hyper Growth, Bootcamp funded), 5% (High Stakes 2.5K-25K) / 4% (High Stakes 50K-100K)
Consistency ruleBest Day max 50% of your Positive Days' Profit (1-Step only)3 profitable days (>=0.5%) per phase on High Stakes - flat 3 across all sizes (pricing-widget verified 2026-08-03); the 1-step Pro Growth now shows 'Minimum profitable days: 3' in the firm's own plan table (2026-08-19) even though its spec bullets still say no minimum - treat the 3 as binding; the Summer Plan 1-Step carries a 50% best-day consistency rule in BOTH evaluation and funded stages, while the Summer Plan 2-Step has none during evaluation and 50% only once funded (/summer-plan/ FAQ, verified 2026-08-28)
Profit split80% (2-step) / 90% (1-step)75% start (Pro/Hyper Growth, Summer Plan) / 80% start (High Stakes), both scaling to 100%
Payout scheduleBi-weekly (on-demand after 14 calendar days from first trade)Min withdrawal $250; payout cap $2,000 per cycle · $200K funded: min withdrawal $250, payout cap $3,000 per cycle
EA / botsAllowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day)Allowed across all programs
Trustpilot4.8 (52,724)4.7 (38,160)
Best discount code—N9BKR (Discount on The5ers programs)
PropfirmDeals tierTier STier A

Drawdown style differs where it matters: FTMO trails your equity while The5ers keeps a fixed floor — swing strategies generally prefer the static side. The5ers runs without a consistency rule on this comparison's default model; FTMO caps your best day — a real constraint if your profit comes in bursts.

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

FTMO vs The5ers — FAQ

Which pays out faster, FTMO or The5ers?

FTMO: Bi-weekly (on-demand after 14 calendar days from first trade) — The5ers: Min withdrawal $250; payout cap $2,000 per cycle · $200K funded: min withdrawal $250, payout cap $3,000 per cycle. Always confirm the current payout policy on the firm's official terms before buying.

Does FTMO or The5ers have a consistency rule?

FTMO: Best Day max 50% of your Positive Days' Profit (1-Step only). The5ers: 3 profitable days (>=0.5%) per phase on High Stakes - flat 3 across all sizes (pricing-widget verified 2026-08-03); the 1-step Pro Growth now shows 'Minimum profitable days: 3' in the firm's own plan table (2026-08-19) even though its spec bullets still say no minimum - treat the 3 as binding; the Summer Plan 1-Step carries a 50% best-day consistency rule in BOTH evaluation and funded stages, while the Summer Plan 2-Step has none during evaluation and 50% only once funded (/summer-plan/ FAQ, verified 2026-08-28). A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.

What discount codes work for FTMO and The5ers?

The5ers: code N9BKR (Discount on The5ers programs). Codes rotate — every code on this site is re-checked against the firm's own site on a rolling cycle, and each one carries its own check date.

Do FTMO and The5ers trade the same markets?

No — FTMO funds Forex/CFD + Futures traders and The5ers funds Forex/CFD traders, so the account you get is not the same product. That also explains why the rule tables look different: futures programs express drawdown and daily limits in dollars per account size and run on CME data feeds, while Forex/CFD programs express the same limits as a percentage of the account. Pick the market you actually trade first; the firm comparison only matters inside that choice.

Can you use EAs or bots on FTMO and The5ers?

FTMO: Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day). The5ers: Allowed across all programs. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.

Bottom line

Both FTMO and The5ers are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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