PROP FIRM COMPARISON • UPDATED NOVEMBER 2026

FTMO vs The5ers — Which Should You Pick in 2026?

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FTMO and The5ers are both long-running Forex/CFD firms, but they ask for opposite behaviour. FTMO's 2-Step runs a 10% static drawdown with a 5% daily limit and no consistency rule, while The5ers puts a mandatory stop loss on every order and holds Pro Growth and Hyper Growth to a 6% static drawdown with a 3% daily limit. Entry cost is the other gap: The5ers sells High Stakes from $19, where FTMO's cheapest published example is a €345 $50k 2-Step.

Quick verdict

Pick FTMO if: Established traders with a track record.

Pick The5ers if: Slow consistent growth with no time limits; Bootcamp users wanting scaled funding for low entry; High Stakes starts at $19 for 2.5K, with each larger size priced separately (up to $405 New / $455 Classic at 100K).

Highest Trustpilot rating goes to FTMO.

Read the FTMO review →  ·  Get the The5ers deal →

Side-by-side comparison

FTMOThe5ers
Cheapest challenge$50k 2-Step: €345$19
Account model1-step / 2-step / Instant / Futures (Beta)2-step / 1-step / Bootcamp / Futures
Profit target10% → 5%10% (Pro Growth, Hyper Growth, and High Stakes Step 1 on the New variant); 8% (High Stakes Step 1 on the Classic variant - sold at EVERY size, not just 50K/100K); 6% (Bootcamp each step) → 5% (High Stakes P2); 5% Bootcamp funded
Max drawdown10% static (2-Step) / 10% trailing EOD (1-Step)6% (Pro Growth, Hyper Growth, both static), 10% (High Stakes 2.5K-25K) / 8% (High Stakes 50K-100K), static, 5% eval + 4% funded (Bootcamp)
Daily drawdown5% (2-Step) / 3% (1-Step)3% (Pro Growth, incl. funded), 5% (High Stakes 2.5K-25K) / 4% (50K-100K): breach ends the account. Hyper Growth and Bootcamp funded: 3% daily pause instead (trades closed, reopens next day)
Consistency rule1-Step: Consistency rule for accounts from orders created on or after 12 Oct 2026, and for any account merged on or after that date - your Best Day may be at most 50% of your total profit (the sum of closed profits AND losses across all trading days). 1-Step accounts directly initiated from older orders keep the legacy Best Day rule (50% of Positive Days' Profit). Instant Account: Best Day max 30% of total profit to be eligible for a Reward. 2-Step: noneHigh Stakes, Pro Growth and Hyper Growth have no best-day rule. Summer Plan: best day must be 50% or less of total profit (winning trades only) in both stages of the 1-Step, only once funded on the 2-Step; going over does not fail the account, you keep trading until it is met, and the count resets after each payout. High Stakes (to pass each step and to scale; the FAQ edited 30 Oct 2026 adds payout requests) and Pro Growth Step 1 require 3 profitable days of at least 0.5% of the initial balance.
Profit split80% (2-step) / 90% (1-step, Instant)75% start (Pro Growth, Hyper Growth once funded) / 80% start (High Stakes) / 50% start (Bootcamp), all scaling to 100%; Hyper Growth evaluation pays 50/50; Summer Plan stays flat at 75% (1-Step) or 80% (2-Step); Futures flat 80/20
Payout scheduleBi-weekly (on-demand after 14 calendar days from first trade)Min withdrawal $250; payout cap per cycle $1,000 on the $50K, $2,000 on the $100K, $3,000 on the $200K
EA / botsAllowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day)Allowed on all CFD programs (High Stakes, Pro/Hyper Growth, Bootcamp, Summer Plan); not on Futures, where algorithmic trading, high-frequency trading and hedging are forbidden
Trustpilot4.8 (56,096)4.7 (40,956)
Best discount code—N9BKR (Discount not confirmed yet; check the total at checkout)
PropfirmDeals tierTier STier A

Drawdown style differs where it matters: FTMO trails your equity while The5ers keeps a fixed floor — swing strategies generally prefer the static side. The5ers runs without a consistency rule on this comparison's default model; FTMO caps your best day — a real constraint if your profit comes in bursts.

Discount codes

Lower your entry cost with a current verified code (see the full prop firm discount codes list):

FTMO vs The5ers — FAQ

Which pays out faster, FTMO or The5ers?

FTMO: Bi-weekly (on-demand after 14 calendar days from first trade) — The5ers: Min withdrawal $250; payout cap per cycle $1,000 on the $50K, $2,000 on the $100K, $3,000 on the $200K. Always confirm the current payout policy on the firm's official terms before buying.

Does FTMO or The5ers have a consistency rule?

FTMO: 1-Step: Consistency rule for accounts from orders created on or after 12 Oct 2026, and for any account merged on or after that date - your Best Day may be at most 50% of your total profit (the sum of closed profits AND losses across all trading days). 1-Step accounts directly initiated from older orders keep the legacy Best Day rule (50% of Positive Days' Profit). Instant Account: Best Day max 30% of total profit to be eligible for a Reward. 2-Step: none. The5ers: High Stakes, Pro Growth and Hyper Growth have no best-day rule. Summer Plan: best day must be 50% or less of total profit (winning trades only) in both stages of the 1-Step, only once funded on the 2-Step; going over does not fail the account, you keep trading until it is met, and the count resets after each payout. High Stakes (to pass each step and to scale; the FAQ edited 30 Oct 2026 adds payout requests) and Pro Growth Step 1 require 3 profitable days of at least 0.5% of the initial balance. A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.

What discount codes work for FTMO and The5ers?

The5ers: code N9BKR (Discount not confirmed yet; check the total at checkout). Codes rotate — N9BKR is our own code, issued to us by the firm, so it carries no check date; every other code on this site is re-checked against the firm's own site on a rolling cycle, and a code checked in the last 30 days shows that date.

Do FTMO and The5ers trade the same markets?

No — FTMO funds Forex/CFD + Futures traders and The5ers funds Forex/CFD traders, so the account you get is not the same product. That also explains why the rule tables look different: futures programs express drawdown and daily limits in dollars per account size and run on CME data feeds, while Forex/CFD programs express the same limits as a percentage of the account. Pick the market you actually trade first; the firm comparison only matters inside that choice.

Can you use EAs or bots on FTMO and The5ers?

FTMO: Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day). The5ers: Allowed on all CFD programs (High Stakes, Pro/Hyper Growth, Bootcamp, Summer Plan); not on Futures, where algorithmic trading, high-frequency trading and hedging are forbidden. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.

Bottom line

Both FTMO and The5ers are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.

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