FTMO vs Tradeify — Which Should You Pick in 2026?
Different markets first: FTMO funds Forex/CFD traders, Tradeify funds CME futures traders — so the real question is which instrument set you trade. The rule systems match that split. FTMO works in percentages (10% static drawdown, 5% daily, 80% split on the 2-Step), while Tradeify works in dollars ($1,000-$5,000 end-of-day trailing by account size, 90% split, evaluations from $99). Both allow automation, which is normal on the CFD side and genuinely rare on the futures side — Tradeify permits bots with ownership proof, subject to a rule that most trades and profit come from holds over 10 seconds.
Quick verdict
Pick FTMO if: Established traders with track record (unchanged).
Pick Tradeify if: Futures traders wanting flexible eval lengths (1-day/3-day/instant) with explicit bot allowance via ownership proof + live setup video.
Highest Trustpilot rating goes to FTMO.
Side-by-side comparison
| FTMO | Tradeify | |
|---|---|---|
| Cheapest challenge | $50k 2-Step: €345 | $99 |
| Account model | 1-step / 2-step / Futures (Beta) | 1-step (futures) |
| Profit target | 10% → 5% | $1.5K / $3K / $6K / $9K (25K/50K/100K/150K), $14K on the Forge 300K |
| Max drawdown | 10% static (2-Step) / 10% trailing EOD (1-Step) | $1K/$2K/$3.5K/$5K EOD trailing (Growth) / $1K/$2K/$3K/$4.5K EOD (Select) / $1K/$2K/$4K/$5.25K trailing (Lightning) - 3-4% range. The Forge 300K is the exception: a static $8,000 end-of-day Max Loss Limit in the evaluation, $6,000 (Daily) or $8,000 (Flex) once funded |
| Daily drawdown | 5% (2-Step) / 3% (1-Step) | $600/$1.25K/$2.5K/$3.75K (Growth - DLL upgrades to trailing at 6% profit) / None during Select Eval / None or path-specific (Lightning) / $4,000 on the Forge 300K evaluation |
| Consistency rule | Best Day max 50% of your Positive Days' Profit (1-Step only) | None Growth Eval, 35% Funded / 40% Select Eval, None Funded / 20% progressive Lightning (up to 30%) / 40% on the Forge 300K evaluation only, none once funded |
| Profit split | 80% (2-step) / 90% (1-step) | 90% |
| Payout schedule | Bi-weekly (on-demand after 14 calendar days from first trade) | Daily (7-day-a-week processing via Rise) · Daily (max $4,000 per request, $5,100 buffer) or Flex every 5 days (max $10,000) - choice is permanent |
| EA / bots | Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day) | Microscalping rule: >50% of trades and profit must come from holds >10 seconds |
| Trustpilot | 4.8 (52,724) | 4.5 (4,691) |
| Best discount code | — | SEP (40% off, max 5 uses, then 30% off - all plans on tradeify.co (Select/Growth/Lightning)) |
| PropfirmDeals tier | Tier S | Tier C |
Tradeify runs without a consistency rule on this comparison's default model; FTMO caps your best day — a real constraint if your profit comes in bursts.
Discount codes
Lower your entry cost with a current verified code (see the full prop firm discount codes list):
- FTMO: — — Get the FTMO deal →
- Tradeify: SEP (40% off, max 5 uses, then 30% off - all plans on tradeify.co (Select/Growth/Lightning)) — Read the Tradeify review →
FTMO vs Tradeify — FAQ
Which pays out faster, FTMO or Tradeify?
FTMO: Bi-weekly (on-demand after 14 calendar days from first trade) — Tradeify: Daily (7-day-a-week processing via Rise) · Daily (max $4,000 per request, $5,100 buffer) or Flex every 5 days (max $10,000) - choice is permanent. Always confirm the current payout policy on the firm's official terms before buying.
Does FTMO or Tradeify have a consistency rule?
FTMO: Best Day max 50% of your Positive Days' Profit (1-Step only). Tradeify: None Growth Eval, 35% Funded / 40% Select Eval, None Funded / 20% progressive Lightning (up to 30%) / 40% on the Forge 300K evaluation only, none once funded. A consistency rule caps how much of your total profit one day may contribute — a real constraint if your profit comes in bursts.
What discount codes work for FTMO and Tradeify?
Tradeify: code SEP (40% off, max 5 uses, then 30% off - all plans on tradeify.co (Select/Growth/Lightning)). Codes rotate — every code on this site is re-checked against the firm's own site on a rolling cycle, and each one carries its own check date.
Do FTMO and Tradeify trade the same markets?
No — FTMO funds Forex/CFD + Futures traders and Tradeify funds Futures traders, so the account you get is not the same product. That also explains why the rule tables look different: futures programs express drawdown and daily limits in dollars per account size and run on CME data feeds, while Forex/CFD programs express the same limits as a percentage of the account. Pick the market you actually trade first; the firm comparison only matters inside that choice.
Can you use EAs or bots on FTMO and Tradeify?
FTMO: Allowed — discretionary, algorithmic and EAs, including third-party/purchased (cap: no EA may exceed 2,000 server requests per day). Tradeify: Microscalping rule: >50% of trades and profit must come from holds >10 seconds. Automation rules change more often than prices — confirm the current policy in the firm's terms before you deploy a bot on a paid account.
Bottom line
Both FTMO and Tradeify are reputable choices in 2026 — the right pick depends on your strategy, drawdown tolerance and budget. Use the table above to match each firm's rules to how you actually trade, then grab the current code before checkout.
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