FunderPro challenge rules (2026): every plan, side by side
FunderPro sells 4 plans: One Phase, Classic, Pro and Instant. Each has its own targets, loss limits and payout cycles. Every rule on this page comes from FunderPro's own help centre, rules pages and website, last checked on 17 October 2026.
In short: As of 17 October 2026, FunderPro sells 4 plans, each with its own limits. One Phase: profit target 10%, daily loss limit 3% balance, max loss limit 6% static, balance-based. Classic: profit targets 10% (phase 1) and 5% (phase 2), daily loss limit 5% balance, max loss limit 10% static balance-based. Pro: profit targets 10% (phase 1) and 8% (phase 2), daily loss limit 5%, max loss limit 10% static. Instant: no profit target, daily loss limit 3% of the higher of balance or equity at the 5:00 PM EST daily reset, max loss limit 6% trailing-to-static (locks at initial balance). The news, weekend and EA rules below cover every plan, with the differences between them.
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FunderPro rules at a glance
The headline rules of every FunderPro plan. The plan sections below give each one in full, with the conditions behind every payout cycle. A dash means the rule is not stated for that plan (a one-step plan has no phase 2).
| Plan | Profit target | Phase 2 target | Daily loss limit | Max loss (drawdown) | Min trading days | Payouts |
|---|---|---|---|---|---|---|
| One Phase | 10% | n/a (one phase) | 3% balance | 6% static, balance-based | 1 formally; at least 3 in practice (40% consistency rule) | Bi-weekly, $100 minimum |
| Classic | 10% | 5% | 5% balance | 10% static balance-based | 4 days | Bi-weekly, $100 minimum |
| Pro | 10% | 8% | 5% | 10% static | 1 formally; at least 3 per phase in practice (45% consistency rule) | Daily/on-demand from 1% profit or weekly … |
| Instant | — | n/a (one phase) | 3% of the higher of balance or equity at the 5:00 PM EST daily reset | 6% trailing-to-static (locks at initial balance) | 5 profitable days of +0.5% before a payout; at least 7 trading days in practice (15% consistency rule) | Bi-weekly, $100 minimum … |
FunderPro news trading rules
Compare: Prop firms that allow news trading →
FunderPro weekend and overnight holding rules
Compare: Prop firms for swing and weekend holding →
FunderPro EA and trading bot rules
Compare: Prop firms for EA and bot trading →
FunderPro consistency rule
FunderPro rules plan by plan
FunderPro One Phase challenge rules
| Profit target | 10% |
|---|---|
| Daily loss limit (daily drawdown) | 3% balance |
| Max loss limit (max drawdown) | 6% static, balance-based |
| Drawdown type | static |
| Min trading days | 1 formally; at least 3 in practice (40% consistency rule) |
| Consistency rule | 40% on best day |
| Profit split | 80% |
| Payout rules | Bi-weekly, $100 minimum |
| EA and trading bots | Allowed |
| News trading | Allowed in the challenge; the funded account requires the Swing Add-On |
| Leverage | Forex 1:50, Metals/Oil/Indices 1:10, Crypto 1:2, Stocks 1:3 |
| Scaling | Up to $5M |
Account sizes $5K to $200K; the $5K costs $69. Every One Phase price with MATCH →
FunderPro Classic challenge rules
| Profit target | 10% |
|---|---|
| Phase 2 target | 5% |
| Daily loss limit (daily drawdown) | 5% balance |
| Max loss limit (max drawdown) | 10% static balance-based |
| Drawdown type | static |
| Min trading days | 4 |
| Consistency rule | None |
| Profit split | 80% |
| Payout rules | Bi-weekly, $100 minimum |
| EA and trading bots | Allowed |
| News trading | Allowed in the challenge; the funded account requires the Swing Add-On |
| Leverage | Forex 1:100, Metals/Oil/Indices 1:30, Crypto 1:2, Stocks 1:5 |
| Phase 2 entry | Free |
| Add-ons | Weekend holding, News holding, Swing option |
Account sizes $5K to $200K; the $5K costs $69. Every Classic price with MATCH →
FunderPro Pro challenge rules
| Profit target | 10% |
|---|---|
| Phase 2 target | 8% |
| Daily loss limit (daily drawdown) | 5% |
| Max loss limit (max drawdown) | 10% static |
| Drawdown type | static |
| Min trading days | 1 formally; at least 3 per phase in practice (45% consistency rule) |
| Consistency rule | 45% on best day |
| Profit split | 60% on the Daily Rewards option, 90% on the Weekly Rewards option (both cost the same; the 90% add-on is not sold on Pro) |
| Payout rules | Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option) |
| EA and trading bots | Allowed |
| News trading | Allowed in the challenge; the funded account requires the Swing Add-On |
| Leverage | Forex 1:100, Metals/Oil/Indices 1:30, Crypto 1:2, Stocks 1:5 |
| Scaling | Up to $5M |
Account sizes $5K to $200K; the $5K costs $75. Every Pro price with MATCH →
FunderPro Instant rules
| Daily loss limit (daily drawdown) | 3% of the higher of balance or equity at the 5:00 PM EST daily reset |
|---|---|
| Max loss limit (max drawdown) | 6% trailing-to-static (locks at initial balance) |
| Drawdown type | EOD trailing, becomes static once it reaches the initial balance |
| Min trading days | 5 profitable days of +0.5% before a payout; at least 7 trading days in practice (15% consistency rule) |
| Consistency rule | 15% (best day at most 15% of total profit at payout request) |
| Profit split | 80% (90% with add-on) |
| Payout rules | Bi-weekly, $100 minimum; first two rewards capped at 5% of the balance; eligibility: at least 0.5% profit on 5 different trading days |
| EA and trading bots | Allowed |
| News trading | Requires Swing add-on (purchased at checkout; reduces leverage 50%, FX to 1:20) |
| Leverage | Forex 1:30, Metals/Oils/Indices 1:10, Crypto 1:2 (Swing add-on halves leverage; FX 1:30 → 1:20) |
| Overnight holding | Overnight and weekend holding allowed (firm warns of carry costs/gap risk) |
Account sizes $5K to $100K; the $5K costs $79. Every Instant price with MATCH →
FunderPro rules that catch traders out
Details from FunderPro's rules, checkout and help centre that are easy to miss.
- One Phase carries a 40% best-day consistency rule; it is soft, so exceeding it does not fail the challenge — keep trading to dilute the day.
- Pro carries a 45% best-day consistency rule, also soft. Classic has no consistency rule at all, which is the main reason to prefer it.
- Pro is sold as two separate products at an identical price — 'Pro — Weekly Rewards' (90% split) and 'Pro — Daily Rewards' (60% split) — and the choice is locked at purchase. There is no bi-weekly Pro option.
- Instant: drawdown is hybrid (trails EOD, then locks at the starting balance); max 2% of balance at risk per trade idea (stacked entries count as one): 1st breach wipes profit, 2nd closes the account.
- Scaling up to $5M.
- The Swing Account add-on (+10% of the fee, +20% on Instant) is the one that unlocks both weekend holding and news trading on a funded account — they are not sold separately. It is offered on all four evaluation products and on Instant.
- Daily rewards are Pro-only ("available on Pro Challenges with daily rewards option"). One Phase and Classic funded accounts claim bi-weekly, $100 minimum. Weekly-cycle Pro gets 90% split free; otherwise the 90% needs the paid add-on.
- Swing add-on on Instant halves leverage (FX 1:30 → 1:20) — news trading on Instant requires it.
- Allocation caps: $200k total funded accounts per trader; $100k total Instant accounts.
- 20% margin per asset class guideline on funded accounts (risk team reviews individually; no margin cap in challenge).
- EAs allowed on all platforms but you must own the EA source code — third-party EAs are a listed violation.
- HFT permitted unless it exploits system latency or data-feed discrepancies.
- Consistency rule is soft: exceeding it does not fail the challenge — keep trading until best-day share drops below the limit.
- 30-day inactivity = account terminated without refund (challenges and Instant).
- Instant rewards are bi-weekly with a $100 minimum, and the first two are capped at 5% of the account balance — extra profit stays in the account for later requests. There is no 7-day first-reward add-on on Instant.
- Small-account trap on Classic: the 90% Performance Reward costs +20% of the fee on every size except the $5K cTrader account, where the firm's own checkout charges +90% ($69 → $62 extra). Second Chance is likewise +65% on the $1K account and +35% at $5K, against +30% from $10K up.
- The $50K cTrader 'Pro — Weekly Rewards' SKU is the single Pro account in the catalog that offers the 90% Performance Reward at all, and it prices Swing at +20% instead of the +10% every other Pro SKU pays.
- Challenge fees are refundable on One Phase and Classic but not on Pro or Instant — the firm's checkout flags each SKU, and the two priciest product lines are the ones you do not get back.
FunderPro rules FAQ
What are the FunderPro rules?
As of 17 October 2026, FunderPro sells 4 plans, each with its own limits. One Phase: profit target 10%, daily loss limit 3% balance, max loss limit 6% static, balance-based. Classic: profit targets 10% (phase 1) and 5% (phase 2), daily loss limit 5% balance, max loss limit 10% static balance-based. Pro: profit targets 10% (phase 1) and 8% (phase 2), daily loss limit 5%, max loss limit 10% static. Instant: no profit target, daily loss limit 3% of the higher of balance or equity at the 5:00 PM EST daily reset, max loss limit 6% trailing-to-static (locks at initial balance).
What is the FunderPro daily loss limit (daily drawdown)?
Daily loss limit at FunderPro — One Phase: 3% balance; Classic: 5% balance; Pro: 5%; Instant: 3% of the higher of balance or equity at the 5:00 PM EST daily reset.
What is the FunderPro maximum loss (max drawdown), and is it static or trailing?
Maximum loss (max drawdown) at FunderPro: 6% static, balance-based on One Phase; 10% static balance-based on Classic; 10% static on Pro; 6% trailing-to-static (locks at initial balance) on Instant.
Does FunderPro allow news trading?
Allowed in all challenge phases. Funded: no trades or open positions on affected assets 2 min either side of listed releases, unless you buy the Swing Add-On; Instant requires the Swing Add-On.
Does FunderPro allow weekend and overnight holding?
One Phase, Classic and Pro, in the challenge and funded: only with the Swing add-on. Without it every position, crypto included, must be closed before the weekend (one FunderPro article says by Friday 16:30 EST, another by 10:00 PM MT5 server time, 2 hours before any market closure of 2 hours or more), and a position left open fails the account. Instant: overnight and weekend holding allowed by default, but holding only to profit from weekend gaps is prohibited.
Does FunderPro have a consistency rule?
One Phase: 40% of target/day (so at least 3 trading days); Pro: 45% (at least 3 trading days per phase); Classic: none (min 4 trading days); Instant: best day at most 15% of payout. Soft rule on challenges — exceeding it does not fail you, keep trading to dilute.
What profit split does FunderPro pay?
Profit split at FunderPro — One Phase and Classic: 80%. Pro: 60% on the Daily Rewards option, 90% on the Weekly Rewards option (both cost the same; the 90% add-on is not sold on Pro). Instant: 80% (90% with add-on).
How often does FunderPro pay out?
Payout cycle at FunderPro — One Phase and Classic: Bi-weekly, $100 minimum. Pro: Daily/on-demand from 1% profit (Daily Rewards option) or weekly (Weekly Rewards option). Instant: Bi-weekly, $100 minimum; first two rewards capped at 5% of the balance; eligibility: at least 0.5% profit on 5 different trading days.
How many minimum trading days does FunderPro require?
Minimum trading days at FunderPro — One Phase: 1 formally; at least 3 in practice (40% consistency rule). Classic: 4. Pro: 1 formally; at least 3 per phase in practice (45% consistency rule). Instant: 5 profitable days of +0.5% before a payout; at least 7 trading days in practice (15% consistency rule).
What leverage does FunderPro offer?
Leverage at FunderPro — One Phase: Forex 1:50, Metals/Oil/Indices 1:10, Crypto 1:2, Stocks 1:3. Classic and Pro: Forex 1:100, Metals/Oil/Indices 1:30, Crypto 1:2, Stocks 1:5. Instant: Forex 1:30, Metals/Oils/Indices 1:10, Crypto 1:2 (Swing add-on halves leverage; FX 1:30 → 1:20).
Are EAs and trading bots allowed at FunderPro?
Yes — trader-owned EAs permitted; rented bots, black-box files, mass-distributed EAs, Telegram mirroring prohibited.
Is there a FunderPro discount code?
Yes. MATCH is PropfirmDeals' own FunderPro code: up to 35% off all FunderPro challenges. Enter the code in the coupon field at checkout and check that the total drops before you pay.
Where these FunderPro rules come from
We read FunderPro's rules from its own help centre and site and re-check them when the firm changes them; the last full check was on 17 October 2026. If a rule here and FunderPro's current terms ever differ, FunderPro's terms apply.
- FunderPro trading rules (Pro, Classic, One Phase and Instant)
- FunderPro help centre: Weekend holding
- FunderPro help centre: Position closure before extended market closures
- FunderPro help centre: News holding and news trading
- FunderPro help centre: Add-ons
- FunderPro help centre: Leverage on challenges
- FunderPro help centre: Instant: overnight and weekend holding
- FunderPro review: every plan, payouts and the fine print
- FunderPro discount code and prices with it
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